1. Home
  2. Kentucky
  3. Kenton County
  4. Erlanger
  5. Spruce Tree Ln

3413 Spruce Tree Ln, Erlanger, KY 41018 Property Records

Boone County property record for 3413 Spruce Tree Ln, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 988 sqft · built 1968
OwnerIndividual Name on File
Last Sale$265,000 (Jul 2025)
Tax Bill$1,763 (2025)
Deeds & MortgagesMar 2022 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN071.00-04-157.00

Property Details

APN / Parcel Number

Primary APN071.00-04-157.00
Alternative APN
  • 40533

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area988 sqft Finished Area

Exterior

Year BuiltBuilt 1968
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeWood

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address3413 SPRUCE TREE LN
CityERLANGER
StateKY
Zip41018-1117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 157 SEC 4 CHERRY HILL (71D-85)
Legal SubdivisionCHERRY HILL SUB
Legal Lot Number157
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2041
Census Tract70311

Owner

Source: Boone County records · APN 071.00-04-157.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3413 SPRUCE TREE LN, ERLANGER, KY 41018-1117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleNov 12, 2019 · Amount on Record
Deed Document Number1155352
Deed Book / PageD1243 / 435
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address3413 SPRUCE TREE LN, ERLANGER, KY 41018-1117
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4578/211
DateMar 03, 2022
Book PageM4578/211
Instrument865310
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateNov 12, 2019
Property Address3413 SPRUCE TREE LN, ERLANGER, KY 41018-1117
Document NumberD1136/022
Book / PageD1136 / 022
Map ReferenceMB 6 PG 37
Instrument DateNov 07, 2019
Instrument788162
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address341 3 SPRUCE TREE LANE, 341, ERLANGER, KY 41018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3413 SPRUCE TREE LN, ERLANGER, KY 41018-1117

Mortgage

Document Number788163
DateNov 12, 2019
Instrument788163
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,763.00 (-1.73%)$150,400 (-) Land $20,000 Building $130,400
2024$150,400 (-) Land $20,000 Building $130,400
2023$1,794.00 (+3.94%)$150,400 (-) Land $20,000 Building $130,400$150,400 (-) Land $20,000 Building $130,400
2022$1,726.00$150,400 Land $20,000 Building $130,400$150,400 Land $20,000 Building $130,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1997–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Flood Events
  • Severe Storm, Flooding, And Tornadoes (Mar 1997), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Spruce Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures