3410 Spruce Tree Ln, Erlanger, KY 41018 Property Records

Boone County property record for 3410 Spruce Tree Ln, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1968
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$81,900 (May 1999)
Tax Bill$821 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN071.00-04-159.00

Property Details

APN / Parcel Number

Primary APN071.00-04-159.00
Alternative APN
  • 1164

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Finished Area

Exterior

Year BuiltBuilt 1968
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address3410 SPRUCE TREE LN
CityERLANGER
StateKY
Zip41018-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 159 SEC 4 CHERRY HILL & PARCEL A SEC 1 CHERRY HILL AFTON ADD (71D-87) ALSO INCLUDES 071.01-04-000.01
Legal SubdivisionCHERRY HILL AFTON ADD
Legal Lot Number159
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2041
Census Tract70311

Owner

Source: Boone County records · APN 071.00-04-159.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3410 SPRUCE TREE LN, ERLANGER, KY 41018-1118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage
GENERAL ELECTRIC CU
May 03, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Dec 21, 2018Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 1999 · Amount on Record
Deed SaleMay 17, 1999 · Amount on Record
Prior SaleSep 26, 1995 · Amount on Record
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address3410 SPRUCE TREE LN, ERLANGER, KY 41018-1118
Transaction TypeMortgage
Record UpdatedApr 04, 2022
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4582/822
DateMar 18, 2022
Book PageM4582/822
Instrument866782
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
AmountAmount Recorded
Term121 Months
DueApr 01, 2032

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address3410 SPRUCE TREE LN, ERLANGER, KY 41018-1118
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4456/347
DateMay 03, 2021
Book PageM4456/347
Instrument834355
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address3410 SPRUCE TREE LN, ERLANGER, KY 41018-1118
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4156/759
DateDec 21, 2018
Book PageM4156/759
Instrument766010
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$821.00 (-5.2%)$115,600 (-) Land $20,000 Building $95,600
2024$115,600 (-) Land $20,000 Building $95,600
2023$866.00 (-34.69%)$115,600 (-) Land $20,000 Building $95,600$115,600 (-) Land $20,000 Building $95,600
2022$1,326.00$115,600 Land $20,000 Building $95,600$115,600 Land $20,000 Building $95,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1997–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Flood Events
  • Severe Storm, Flooding, And Tornadoes (Mar 1997), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Spruce Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number