Bay County property record for 3230 E 15th St, Panama City, FL 32405
| Property Type | Medical Building |
|---|---|
| Details | 4,230 sqft · built 1987 |
| Lot Size | 0.423 acres (18,426 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15180-001-010 |
| Primary APN | 15180-001-010 |
|---|
| Total Rooms | 16 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,230 sqft Total Area |
| 1st Floor Area | 3,650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,426 sqft (0.423 acres) |
| Lot Dimensions | 205 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3230 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-7423 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | 2 4S 14W -1.5A- 118B1 COM AT PT ON SLY R/W LINE OF SR 30-A WHICH IS 1821.84' W OF |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2400 |
3230 E 15th St, a commercial property, is owned by a company that acquired it in March 2019.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 726 W PIERSON DR, LYNN HAVEN, FL 32444-3166 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2019 |
| Deed Sale | Mar 13, 2019 |
| Deed Document Number | 2019027206 |
| Deed Book / Page | 4100 / 1280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 3230 W 15TH ST, PANAMA CITY, FL 32401 |
| Document Number | 0041001280 |
| Book / Page | 004100 / 001280 |
| Instrument Date | Oct 10, 2003 |
| Instrument | 27206 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 726 W PIERSON DR LYNN HAVEN FL 324443166, LYNN HAVEN, FL 32444-3166 |
The 2025 property tax bill for 3230 E 15th St was $3,299.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 | $208,024 Land $92,250 Building $115,774 | $208,024 Land $92,250 Building $115,774 |
| 2023 | $3,929.00 (+17.04%) | $229,032 (+8.76%) Land $92,250 Building $136,782 | $229,032 (+8.76%) Land $92,250 Building $136,782 |
| 2022 | $3,357.00 | $210,582 Land $73,800 Building $136,782 | $210,582 Land $73,800 Building $136,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3230 E 15th St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 33 (1995–2021) |
| Claims Outside the SFHA | 32 of 33 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3230 E 15th St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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