Union County and Summit City property record for 24 Prospect St, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,080 sqft · built 1976 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,015,000 (Jun 2018) |
| Tax Bill | $27,170 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03202-0000-00025 |
| Primary APN | 18-03202-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,080 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 9,932 sqft (0.228 acres) |
| Old Parcel Number | 1800067000000005 |
|---|---|
| Street Address | 24 PROSPECT ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CITY/SUMMIT |
| Legal Block | 3202 |
| Legal Lot Number | 25 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 38000 |
Source: Union County and Summit City records · APN 18-03202-0000-00025
Assessment roll updated July 8, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 07, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Mar 08, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 22, 2018 | Deed, Transfer · Conventional Mortgage US MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Deed Document Number | 2018301369 |
| Deed Book / Page | 6270 / 2071 |
| Prior Transfer Date | Jul 30, 2007 |
| Prior Transfer Doc | 0056650934 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0150202775 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 15020/2775 |
| Instrument | 17478 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Document Number | 0152992591 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 15299/2591 |
| Instrument | 45179 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2023 |
| Title Company | AB TITLE AGENCY, ABLE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Document Number | 0153402178 |
|---|---|
| Date | Mar 08, 2023 |
| Book Page | 15340/2178 |
| Instrument | 49562 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUDERTON, PA 18964 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146112429 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 14611/2429 |
| Instrument | 680862 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 22, 2018 |
| Property Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Document Number | 0062702071 |
| Book / Page | 6270 / 2071 |
| Instrument Date | Apr 14, 2018 |
| Instrument | 301369 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,906.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 LANCELOT DR, 48, BERKELEY HEIGHTS, NJ 07922-1305 |
| Name | Verified Name |
|---|---|
| Address | 24 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Document Number | 658874 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 658874 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $607,700 (-) Land $185,000 Building $422,700 | $607,700 (-) Land $185,000 Building $422,700 | |
| 2025 | $27,170.00 (+28.9%) | $607,700 (+25.58%) Land $185,000 Building $422,700 | $607,700 (+25.58%) Land $185,000 Building $422,700 |
| 2024 | $21,079.00 (+1.71%) | ||
| 2023 | $483,900 Land $185,000 Building $298,900 | $483,900 Land $185,000 Building $298,900 | |
| 2022 | $20,725.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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