1. Home
  2. New Jersey
  3. Union County
  4. Summit
  5. Prospect St

18 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 18 Prospect St, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,436 sqft · built 1870
Lot Size0.286 acres (12,458 sqft)
OwnerCompany Name on File
Last Sale$875,000 (Jun 2019)
Tax Bill$16,677 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-03202-0000-00027

Property Details

APN / Parcel Number

Primary APN18-03202-0000-00027
Alternative APNs
  • 1800067000000003
  • 180320200027

Interior

Stories2 Stories
Building Area2,436 sqft Living Area

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,458 sqft (0.286 acres)

Location & Zoning

Old Parcel Number1800067000000003
Street Address18 PROSPECT ST
CitySUMMIT
StateNJ
Zip07901-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3202
Legal Lot Number27
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group5
Census Block5004
Census Tract38000

Owner

Source: Union County and Summit City records · APN 18-03202-0000-00027

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address79 MAPLE ST, SUMMIT, NJ 07901-2517
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · Line of Credit
PEAPACK GLADSTONE BANK
Apr 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
PEAPACK GLADSTONE BANK
Jun 26, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleJun 13, 1990
Deed Document Number2019314257
Deed Book / Page6328 / 551
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address18 PROSPECT ST, SUMMIT, NJ 07901-2522
Transaction TypeMortgage
Record UpdatedAug 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 MAPLE ST, SUMMIT, NJ 07901-2517

Mortgage

Document Number0153880001
DateJul 20, 2023
Book Page15388/1
Instrument54154
Lender
NamePEAPACK GLADSTONE BANK
TypeBank
AddressBEDMINSTER, NJ 07921
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address18 PROSPECT ST, SUMMIT, NJ 07901-2522
Transaction TypeMortgage
Record UpdatedApr 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149410069
DateApr 19, 2021
Book Page14941/69
Instrument9904
Lender
NamePEAPACK GLADSTONE BANK
TypeBank
AddressBEDMINSTER, NJ 07921
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJun 26, 2019
Property Address18 PROSPECT ST, SUMMIT, NJ 07901-2522
Document Number0063280551
Book / Page006328 / 000551
Instrument DateJun 04, 2019
Instrument314257
Transaction TypeTransfer
Record UpdatedJul 08, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address79 MAPLE ST SUMMIT NJ 079012517, SUMMIT, NJ 07901-2517

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$373,000 (-) Land $195,500 Building $177,500$373,000 (-) Land $195,500 Building $177,500
2025$16,677.00 (+2.65%)$373,000 (-) Land $195,500 Building $177,500$373,000 (-) Land $195,500 Building $177,500
2024$16,247.00 (+1.7%)
2023$373,000 Land $195,500 Building $177,500$373,000 Land $195,500 Building $177,500
2022$15,975.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390380005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims5 (1978–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures