34 E 13th St, Cortez, CO 81321 Property Records

Montezuma County property record for 34 E 13th St, Cortez, CO 81321

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,102 sqft · built 2005
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Tax Bill	$549 (2025)
Deeds & Mortgages	Mar 2006 Construction Loan Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R014322`

Property Details

APN / Parcel Number

Primary APN	`R014322`
Alternative APN	`561135220030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,102 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R014322
Street Address	34 E 13TH ST
City	CORTEZ
State	CO
Zip	81321-4231
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R3
Legal Description	SUBDIVISION: SEDONA ESTATES PHASE 2 LOT: 30 0.184AC (100% MIN INT(MC1628) B508 P672
Legal Range	16W
Legal Township	36N
Legal Section	35
Legal Subdivision	SEDONA ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	30
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4005
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 E 13TH ST, CORTEZ, CO 81321-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2006	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANKS OF THE ROCKIES
Jun 3, 2021	Quit Claim Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Jun 7, 2006	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021
Deed Sale	Jun 3, 2021
Prior Sale	Jun 7, 2006 · Amount on Record
Deed Document Number	2021637639
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	637639
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	34 E 13TH ST, CORTEZ, CO 81321-4231
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000538873
Date	Mar 17, 2006
Instrument	538873

Lender

Name	COMMUNITY BANKS OF THE ROCKIES
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jun 15, 2006

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 3, 2021
Property Address	34 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	637639
Map Reference	MB 15 PG 69
Instrument Date	May 28, 2021
Instrument	637639
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number	637640
Date	Jun 3, 2021
Instrument	637640

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 7, 2006
Property Address	34 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000540935
Map Reference	MB14 PG69
Instrument Date	Jun 7, 2006
Instrument	540935
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000540936
Date	Jun 7, 2006
Instrument	540936

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2036

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (+127.8%)	$10,885 (+131.65%) Land $1,759 Building $9,126	$136,753 (+131.69%) Land $22,100 Building $114,653
2024	$241.00 (-43.16%)	$4,699 (-48.23%) Land $911 Building $3,788	$59,024 (-48.24%) Land $11,440 Building $47,584
2023	$424.00 (+12.77%)	$9,076 (+16.73%) Land $1,759 Building $7,317	$114,024 (+16.73%) Land $22,100 Building $91,924
2022	$376.00	$7,775 Land $1,759 Building $6,016	$97,678 Land $22,100 Building $75,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

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