25 E 13th St, Cortez, CO 81321 Property Records

Montezuma County property record for 25 E 13th St, Cortez, CO 81321

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,120 sqft · built 2005
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jan 2020)
Tax Bill	$549 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2006 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R014313`

Property Details

APN / Parcel Number

Primary APN	`R014313`
Alternative APN	`561135220021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R014313
Street Address	25 E 13TH ST
City	CORTEZ
State	CO
Zip	81321-4231
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R3
Legal Description	SUBDIVISION: SEDONA ESTATES PHASE 2 LOT: 21 (100% MIN INT(MC1628) B508 P672
Legal Range	16W
Legal Township	36N
Legal Section	35
Legal Subdivision	SEDONA ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	21
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4006
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMESFUND
Apr 13, 2006	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF THE ROCKIES
Jan 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY
Jan 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Jul 31, 2019	Deed, Transfer
Jul 21, 2006	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	2020627599
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000627602
Date	Jan 30, 2020
Instrument	627602

Lender

Name	HOMESFUND
Type	Lending Institution
Address	DURANGO, CO 81302

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000539567
Date	Apr 13, 2006
Instrument	539567

Lender

Name	COMMUNITY BANK OF THE ROCKIES
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Aug 10, 2006

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000627601
Date	Jan 30, 2020
Instrument	627601

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 30, 2020
Property Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000627599
Map Reference	MB 15 PG 69
Instrument Date	Jan 28, 2020
Instrument	627599
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number	0000627600
Date	Jan 30, 2020
Instrument	627600

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	627601
Date	Jan 30, 2020
Instrument	627601

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 31, 2019
Property Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000624368
Map Reference	MB 15 PG 69
Instrument Date	Jul 31, 2019
Instrument	624368
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 SAINT PAUL ST STE 101, 101, DENVER, CO 80206-5113
Investor	Possibly a Property Investor

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 21, 2006
Property Address	25 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000541897
Map Reference	MB15 PG69
Instrument Date	Jul 20, 2006
Instrument	541897
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number	0000541898
Date	Jul 21, 2006
Instrument	541898

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2036

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (+127.8%)	$10,885 (+131.65%) Land $1,759 Building $9,126	$136,753 (+131.69%) Land $22,100 Building $114,653
2024	$241.00 (-43.16%)	$4,699 (-48.23%) Land $911 Building $3,788	$59,024 (-48.24%) Land $11,440 Building $47,584
2023	$424.00 (+12.77%)	$9,076 (+16.73%) Land $1,759 Building $7,317	$114,024 (+16.73%) Land $22,100 Building $91,924
2022	$376.00	$7,775 Land $1,759 Building $6,016	$97,678 Land $22,100 Building $75,578

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

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