21 E 13th St, Cortez, CO 81321 Property Records

Montezuma County property record for 21 E 13th St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2007
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Mar 2007)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jan 2007 Construction Loan Mar 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014314`

Property Details

APN / Parcel Number

Primary APN	`R014314`
Alternative APN	`561135220022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R014314
Street Address	21 E 13TH ST
City	CORTEZ
State	CO
Zip	81321-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUBDIVISION: SEDONA ESTATES PHASE 2 LOT: 22 QUARTER: NW/4 SECTION: 35 TOWNSHIP: 36 RANGE: 16 NW SUBDIVISION: SEDONA ESTATES
Legal Range	16W
Legal Township	36N
Legal Section	35
Legal Subdivision	SEDONA ESTATES PHASE 2
Legal Phase	2,22
Legal Lot Number	22
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4006
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 E 13TH ST, CORTEZ, CO 81321-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2007	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF COLORADO
Mar 16, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2007 · Amount on Record
Deed Sale	Mar 16, 2007 · Amount on Record
Prior Sale	Aug 6, 2004
Deed Document Number	2007547209
Record Updated	Jun 8, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	21 E 13TH ST, CORTEZ, CO 81321-4231
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000546152
Date	Jan 24, 2007
Instrument	546152

Lender

Name	COMMUNITY BANK OF COLORADO
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	May 25, 2007

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 16, 2007
Property Address	21 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000547209
Map Reference	MB15 PG69
Instrument Date	Mar 16, 2007
Instrument	547209
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number	0000547210
Date	Mar 16, 2007
Instrument	547210

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2037

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+34.25%)	$20,528 (+33.84%) Land $1,759 Building $18,769	$257,892 (+33.84%) Land $22,100 Building $235,792
2024	$1,375.00 (+91.77%)	$15,338 (-22.21%) Land $1,369 Building $13,969	$192,686 (-22.21%) Land $17,193 Building $175,493
2023	$717.00 (+1.27%)	$19,716 (+34.63%) Land $1,759 Building $17,957	$247,686 (+34.63%) Land $22,100 Building $225,586
2022	$708.00	$14,645 Land $1,759 Building $12,886	$183,979 Land $22,100 Building $161,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: CYAN Wireless, Farmers Telecommunications.

Nearby Properties on E 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures