29 E 13th St, Cortez, CO 81321 Property Records

Montezuma County property record for 29 E 13th St, Cortez, CO 81321 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,000 sqft · built 2005
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$293,200 (May 2026)
Tax Bill	$1,006 (2025)
Deeds & Mortgages	Nov 2005 Construction Loan May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R014312`

Property Details

APN / Parcel Number

Primary APN	`R014312`
Alternative APN	`561135220020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,000 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R014312
Street Address	29 E 13TH ST
City	CORTEZ
State	CO
Zip	81321-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SEDONA ESTATES PHASE 2 LOT: 20 S: 35 T: 36 R: 16 (INC ALL MIN INT (MC1628)) TR: NW B508 P672
Legal Range	16
Legal Township	36
Legal Section	35
Legal Subdivision	SEDONA ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	20
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4006
Census Tract	969400

Owner

Source: Montezuma County records · APN R014312

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	29 E 13TH ST, CORTEZ, CO 81321-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2005	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF THE ROCKIES
May 21, 2026	Special Warranty Deed, Transfer · FHA Mortgage RIGHT START MORTGAGE
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	2026667222
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0000602280
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	29 E 13TH ST, CORTEZ, CO 81321-4231
Transaction Type	Mortgage
Record Updated	Jun 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000536493
Date	Nov 29, 2005
Instrument	536493

Lender

Name	COMMUNITY BANK OF THE ROCKIES
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 20, 2006

Interest

Rate Type	Adjustable Rate

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	May 21, 2026
Property Address	29 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000667222
Instrument Date	May 21, 2026
Instrument	2026667222
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	CENTERRE TITLE SERVICES LIMITED, CTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,961.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number	0000667222,
Date	May 21, 2026
Instrument	2026667222

Lender

Name	RIGHT START MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Date	May 21, 2026

Lender

Name	COLORADO HSNG AND FINANCIAL AUTH

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 24, 2017
Property Address	29 E 13TH ST, CORTEZ, CO 81321-4231
Document Number	0000609381
Map Reference	MB15 PG69
Instrument Date	Jan 23, 2017
Instrument	609381
Transaction Type	Transfer
Record Updated	Apr 01, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number	0000609382
Date	Jan 24, 2017
Instrument	609382

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,006.00 (+32.19%)	$19,945 (+34.61%) Land $1,759 Building $18,186	$250,572 (+34.61%) Land $22,100 Building $228,472
2024	$761.00 (+9.97%)	$14,817 (-22.81%) Land $1,358 Building $13,459	$186,144 (-22.81%) Land $17,059 Building $169,085
2023	$692.00 (+0.44%)	$19,195 (+34.65%) Land $1,759 Building $17,436	$241,144 (+34.66%) Land $22,100 Building $219,044
2022	$689.00	$14,255 Land $1,759 Building $12,496	$179,079 Land $22,100 Building $156,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080839694004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 26% of Colorado
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clearnetworx	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
ATN International	Fixed Wireless	400 / 80
Visionary Communications	Fixed Wireless (unlicensed)	100 / 20
Nimbus Solutions	Fixed Wireless	100 / 20

May also be available at this address: Nimbus Solutions, Farmers Telephone Company, Vicinity Solutions. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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