22 E 13th St, Cortez, CO 81321 Property Records

Montezuma County property record for 22 E 13th St, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details1,316 sqft · built 2008
Lot Size0.183 acres (7,971 sqft)
OwnerCompany Name on File
Last Sale$157,200 (Dec 2008)
Tax Bill$803 (2025)
Deeds & MortgagesApr 2017 Mortgage
Aug 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNR014319

Property Details

APN / Parcel Number

Primary APNR014319
Alternative APN
  • 561135220027

Interior

Stories1 Story
Building Area1,316 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,971 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account NumberR014319
Street Address22 E 13TH ST
CityCORTEZ
StateCO
Zip81321-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSUBDIVISION: SEDONA ESTATES PHASE 2 LOT: 27 0.1777AC (100% MIN INT( MC1628) B508 P672
Legal Range16W
Legal Township36N
Legal Section35
Legal SubdivisionSEDONA ESTATES PHASE 2
Legal Phase2
Legal Lot Number27
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group4
Census Block4005
Census Tract969400

Owner

Source: Montezuma County records · APN R014319

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22 E 13TH ST, CORTEZ, CO 81321-4231
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK CORTEZ
Aug 19, 2020Quit Claim Deed, Transfer
Quitclaim
Dec 04, 2008Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2008 · Amount on Record
Deed SaleDec 04, 2008 · Amount on Record
Prior SaleAug 06, 2004
Deed Document Number2008560387
Record UpdatedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address22 E 13TH ST, CORTEZ, CO 81321-4231
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000610634
DateApr 11, 2017
Instrument610634
Lender
NameFIRST NATIONAL BANK CORTEZ
TypeBank
AddressCORTEZ, CO 81321
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEZUMA CO
Recording DateAug 19, 2020
Property Address22 E 13TH ST, CORTEZ, CO 81321-4231
Document Number0000631281
Map ReferenceMB 15 PG 69
Instrument DateAug 18, 2020
Instrument631281
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E 13TH ST, CORTEZ, CO 81321-4231

December 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTEZUMA CO
Recording DateDec 04, 2008
Property Address22 E 13TH ST, CORTEZ, CO 81321-4231
Document Number0000560387
Map ReferenceMB15 PG69
Instrument DateDec 03, 2008
Instrument560387
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number0000560388
DateDec 04, 2008
Instrument560388
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2038

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$803.00 (+43.39%)$15,910 (+45.88%) Land $1,759 Building $14,151$199,875 (+45.87%) Land $22,100 Building $177,775
2024$560.00 (+9.8%)$10,906 (-28.65%) Land $1,255 Building $9,651$137,019 (-28.64%) Land $15,770 Building $121,249
2023$510.00 (-8.27%)$15,285 (+32.95%) Land $1,759 Building $13,526$192,019 (+32.94%) Land $22,100 Building $169,919
2022$556.00$11,497 Land $1,759 Building $9,738$144,436 Land $22,100 Building $122,336

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
ATN International
Fixed Wireless
400 / 80
Visionary Communications
Fixed Wireless
100 / 20
Nimbus Solutions
Fixed Wireless
100 / 20

May also be available: Farmers Telephone Company, Vicinity Solutions.

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CORTEZ
serves 8,770 people
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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