3392 Pine Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 3392 Pine Rd, Saint Charles, IL 60175 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,296 sqft Living Area
Lot Size	37,400 sqft (0.859 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Tax Bill	$8,069.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-06-227-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,296 sqft Living Area
1st Floor	1,296 sqft 1st Floor
Basement Area	650 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level Style
Exterior Material	Combination Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	37,400 sqft (0.859 acres)
Parking Spaces	4 Parking Spaces
Garage Area	576 sqft Garage
Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	38W220 PINE RD
City	SAINT CHARLES
State	IL
Zip	60175-6887
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAP AREA: 036-MARGAT,OTTR,LNGV
Legal Subdivision	OTTER CREEK SUB
Legal Block	5
Legal Lot Number	6
Jurisdiction	KANE IL
Minor Civil Division	ST. CHARLES
Census Blockgroup	5
Census Block	5024
Census Tract	852101

Owner

Source: Kane County records · APN 09-06-227-007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38W220 PINE RD, SAINT CHARLES, IL 60175-6887
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3392 PINE RD, ST CHARLES, IL 60175
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012459
Date	Mar 19, 2018
Instrument	2018K012459

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,069.00 (+9.96%) Homeowner's exemption Senior Citizen's exemption	$130,295 (+8.53%) Land $46,479 Building $83,816	$391,041 (+8.53%) Land $139,493 Building $251,549
2024		$120,054 (+18.29%) Land $42,826 Building $77,228	$360,306 (+18.33%) Land $128,529 Building $231,777
2022	$7,338.00 (+4.49%) Homeowner's exemption	$101,494 (+4.91%) Land $37,925 Building $63,569	$304,482 (+4.91%) Land $113,775 Building $190,707
2021	$7,023.00 Homeowner's exemption	$96,744 Land $36,150 Building $60,594	$290,232 Land $108,450 Building $181,782

Flood & Wildfire

3392 Pine Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.