Hernando County property record for 3368 Fernleaf Dr, Hernando Beach, FL 34607
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (May 2026) |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2021 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2390-1320-0100 |
| Primary APN | R13-223-16-2390-1320-0100 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,000 sqft (0.115 acres) |
|---|
| Account Number | 00479164 |
|---|---|
| Street Address | 3368 FERNLEAF DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3407 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HERNANDO BEACH UNIT 14 BLK 132 LOT 10 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 14 |
| Legal Block | 132 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41501 |
Source: Hernando County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3368 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 4, 2026 | Warranty Deed · Conventional Mortgage PROVIDENT MORTGAGE CORPORATION |
| Dec 6, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 9, 2021 | Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Apr 19, 2021 | Warranty Deed, Transfer PRECISION TITLE/SUNCOAST INC, PRECISION TTL OF SUNCOAST IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Prior Sale | Aug 9, 2021 · Amount on Record |
| Deed Document Number | 202628905 |
| Deed Book / Page | 4702 / 502 |
| Prior Transfer Date | Dec 2, 2021 |
| Prior Transfer Doc | 0040941735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 4, 2026 |
| Property Address | 3368 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407 |
| Document Number | 0000028905 |
| Book / Page | 4702 / 502 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.28905 |
| Record Updated | May 28, 2026 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311,080.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3368 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407 |
| Document Number | 0000028906, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 4702/504 |
| Instrument | 2026.28906 |
| Name | PROVIDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 6, 2021 |
| Property Address | 3368 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407 |
| Document Number | 0040941735 |
| Book / Page | 4094 / 1735 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2021091520 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8831 PLANTERS LN, NEW PORT RICHEY, FL 34654-4205 |
| Name | Verified Name |
|---|---|
| Address | 1532 SW 147TH AVE, PEMBROKE PINES, FL 33027-6178 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 9, 2021 |
| Property Address | 3368 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407 |
| Document Number | 0040381505 |
| Book / Page | 4038 / 1505 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021059633 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3916 CEDAR LIMB CT, TAMPA, FL 33614-2640 |
| Name | Verified Name |
|---|---|
| Address | 8831 PLANTERS LN, NEW PORT RICHEY, FL 34654-4205 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 3368 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407 |
| Document Number | 0039831027 |
| Book / Page | 3983 / 1027 |
| Map Reference | MB 11 PG 60 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021027229 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | PRECISION TITLE/SUNCOAST INC, PRECISION TTL OF SUNCOAST IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 951 STANYAN ST, SAN FRANCISCO, CA 94117-3806 |
| Name | Verified Name |
|---|---|
| Address | 3916 CEDAR LIMB CT, TAMPA, FL 33614-2640 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $908.00 (+24.55%) | $53,250 (+16.37%) Land $53,250 | $53,250 (+3.9%) Land $53,250 |
| 2023 | $45,760 | ||
| 2022 | $729.00 | $51,250 Land $51,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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