Kenton County property record for 3382 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,824 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Owner on Record |
| Last Sale | $163,100 (Oct 2005) |
| Tax Bill | $3,136 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-02-033.00 |
| Primary APN | 059-20-02-033.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0592002033.00 |
|---|---|
| Street Address | 3382 SUMMITRUN DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER TRAILS LOT 33 |
| Legal Subdivision | CLOVER TRAILS |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 66802 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner on Record |
|---|---|
| Mailing Address | 3382 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 28, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jul 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2005 · Amount on Record |
| Deed Sale | Oct 24, 2005 · Amount on Record |
| Prior Sale | Apr 11, 2005 · Amount on Record |
| Deed Document Number | 0000174127 |
| Deed Book / Page | 1741 / 27 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3382 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723 |
| Document Number | 0000000056 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3382 SUMMITRUN DR INDEPENDENCE KY 410516723, INDEPENDENCE, KY 41051-6723 |
| Document Number | 0000000056 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 0I4026/000001 |
| Instrument | 56 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3382 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723 |
| Document Number | 0000000113 |
| Book / Page | 003968 / 000338 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3382 SUMMITRUN DR INDEPENDENCE KY 410516723, INDEPENDENCE, KY 41051-6723 |
| Document Number | 0000000113 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 003968/000338 |
| Instrument | 113 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2032 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,136.00 (+29.75%) | $269,700 (+40.76%) Land $35,000 Building $234,700 | $269,700 (+40.76%) Land $35,000 Building $234,700 |
| 2023 | $2,417.00 | $191,600 Land $32,000 Building $159,600 | $191,600 Land $32,000 Building $159,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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