Kenton County property record for 3386 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,106 sqft · built 2005 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Owner Name on File |
| Last Sale | $100,000 (May 2014) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-02-032.00 |
| Primary APN | 059-20-02-032.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,106 sqft Finished Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0592002032.00 |
|---|---|
| Street Address | 3386 SUMMITRUN DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER TRAILS LOT 32 |
| Legal Subdivision | CLOVER TRAILS |
| Legal Lot Number | 32 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 66802 |
Source: Kenton County records · APN 059-20-02-032.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1530 AMSTERDAM RD, FT WRIGHT, KY 41011-1900 |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage WESBANCO BANK INC |
| Dec 08, 2017 | Grant Deed, Mortgage UNITED BK & CAP TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2014 · Amount on Record |
| Deed Sale | May 07, 2014 · Amount on Record |
| Prior Sale | Nov 06, 2013 |
| Deed Document Number | 0003433120 |
| Deed Book / Page | 3433 / 120 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3386 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900002 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 368/750 |
| Instrument | 22050905900002 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | May 06, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 08, 2017 |
| Property Address | 3386 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723 |
| Book / Page | 0C6312 / 000287 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 131 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1530 AMSTERDAM RD FORT WRIGHT KY 410111900, FORT WRIGHT, KY 41011-1900 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000131 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 0C6312/000287 |
| Instrument | 131 |
| Name | UNITED BK & CAP TR CO |
|---|---|
| Address | 125 W MAIN ST, FRANKFORT, KY 40601-2807 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 07, 2027 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,724.00 (+42.25%) | $234,300 (+54.35%) Land $35,000 Building $199,300 | $234,300 (+54.35%) Land $35,000 Building $199,300 |
| 2023 | $1,915.00 | $151,800 Land $32,000 Building $119,800 | $151,800 Land $32,000 Building $119,800 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 250 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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