3378 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3378 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,120 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$183,150 (Nov 2020)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-20-02-034.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-02-034.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	129 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3378 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER TRAILS LOT 34
Legal Subdivision	CLOVER TRAILS
Legal Lot Number	34
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2002
Census Tract	66802

Owner

3378 Summitrun Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3378 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	May 1, 2006 · Amount on File
Deed Document Number	20205900029
Deed Book / Page	55 / 366
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0005900093
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 16, 2020
Property Address	3378 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723
Document Number	0000000029
Book / Page	000055 / 000366
Instrument Date	Nov 13, 2020
Instrument	29
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3378 SUMMITRUN DR INDEPENDENCE KY 410516723, INDEPENDENCE, KY 41051-6723

Mortgage

Document Number	30
Date	Nov 16, 2020
Book Page	00M126/000723
Instrument	30

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3378 Summitrun Dr was $2,566.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,700 (-) Land $35,000 Building $185,700	$220,700 (-) Land $35,000 Building $185,700
2025	$2,566.00	$220,700 Land $35,000 Building $185,700	$220,700 Land $35,000 Building $185,700
2023	$2,310.00	$183,100 Land $32,000 Building $151,100	$183,100 Land $32,000 Building $151,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3378 Summitrun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3378 Summitrun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20