Kenton County property record for 3371 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,376 sqft · built 2007 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $137,000 (Feb 2020) |
| Tax Bill | $2,570 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-02-008.00 |
| Primary APN | 059-20-02-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,376 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 56 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3371 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER TRAILS LOT 8 |
| Legal Subdivision | CLOVER TRAILS |
| Legal Lot Number | 8 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 66802 |
3371 Summitrun Dr is owned by a company that bought it in February 2020.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 703, UNION, KY 41091-0703 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK |
| Nov 2, 2022 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR |
| Feb 11, 2020 | Court-Ordered Deed, Foreclosure NOT AVAILABLE |
| Jul 18, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| May 24, 2018 | Warranty Deed, Transfer METRO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Prior Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 20205900103 |
| Deed Book / Page | 6 / 732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 3371 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Document Number | 0000012233 |
| Book / Page | 444 / 753 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202612233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 11530 FRINGE TREE DR, WALTON, KY 41094-7457 |
| Document Number | 0000012233, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 444/753 |
| Instrument | 202612233 |
| Name | STOCK YARDS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3371 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900114 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 418/838 |
| Instrument | 22110205900114 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3371 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Document Number | 0000000004 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11530 FRINGE TREE DR WALTON KY 410947457, WALTON, KY 41094-7457 |
| Document Number | 0000000004 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 000M90/000553 |
| Instrument | 4 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232-2890 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 30, 2025 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 11, 2020 |
| Property Address | 3371 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Document Number | 0000000103 |
| Book / Page | 000006 / 000732 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 103 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 703 UNION KY 410910703, UNION, KY 41091-0703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 18, 2018 |
| Property Address | 3371 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Document Number | 0000000287 |
| Book / Page | 0I4135 / 000039 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 287 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3371 SUMMITRUN DR INDEPENDENCE KY 410516724, INDEPENDENCE, KY 41051-6724 |
| Document Number | 288 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 0I4135/000043 |
| Instrument | 288 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 24, 2018 |
| Property Address | 3371 SUMMITRUN DR, INDEPENDENCE, KY 41051-6724 |
| Document Number | 0000000253 |
| Book / Page | 0I4110 / 000291 |
| Instrument Date | Apr 1, 2018 |
| Instrument | 253 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | METRO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
The 2025 property tax bill for 3371 Summitrun Dr was $2,570.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,000 (-) Land $35,000 Building $186,000 | $221,000 (-) Land $35,000 Building $186,000 | |
| 2025 | $2,570.00 | $221,000 Land $35,000 Building $186,000 | $221,000 Land $35,000 Building $186,000 |
| 2023 | $1,988.00 | $157,600 Land $32,000 Building $125,600 | $157,600 Land $32,000 Building $125,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3371 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3371 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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