3390 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3390 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,040 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$148,500 (Sep 2006)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-20-02-031.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-02-031.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Finished Area

Exterior

Year Built	Built 2007
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0592002031.00
Street Address	3390 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER TRAILS LOT 31
Legal Subdivision	CLOVER TRAILS
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2002
Census Tract	66802

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3390 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2006 · Amount on Record
Deed Sale	Sep 21, 2006 · Amount on Record
Prior Sale	Sep 21, 2006 · Amount on Record
Deed Document Number	0000000103
Last Transfer Date	Mar 20, 2020
Transfer Doc	0000000443
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 20, 2020
Property Address	3390 SUMMITRUN DR, INDEPENDENCE, KY 41051-6723
Document Number	0000000443
Book / Page	000013 / 000405
Instrument Date	Mar 9, 2020
Instrument	443
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3390 SUMMITRUN DR INDEPENDENCE KY 410516723, INDEPENDENCE, KY 41051-6723

Mortgage

Document Number	444
Date	Mar 20, 2020
Book Page	000M23/000341
Instrument	444

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00 (+17.27%)	$221,900 (+27.24%) Land $35,000 Building $186,900	$221,900 (+27.24%) Land $35,000 Building $186,900
2023	$2,200.00	$174,400 Land $32,000 Building $142,400	$174,400 Land $32,000 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20