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328 McCarthy Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 328 McCarthy Ave, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,836 sqft · built 1980
Lot Size0.068 acres (3,000 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Jun 2003)
Tax Bill$7,185 (2025)
Deeds & MortgagesJun 2021 Transfer
Flood ZoneZone X (moderate risk)
APN061-021-061

Property Details

APN / Parcel Number

Primary APN061-021-061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,836 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Construction TypeWood
Lot Area3,000 sqft (0.068 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address328 MCCARTHY AVE
CityOCEANO
StateCA
Zip93445-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCEANO BCH SB BL 41 LT 33
Legal SubdivisionOCEANO BEACH 02
Legal Block41
Legal Lot Number33
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2073
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 061-021-061

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address2895 W KENSINGTON LN, FRESNO, CA 93711-1158
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2003 · Amount on Record
Deed SaleJun 18, 2003 · Amount on Record
Prior SaleSep 12, 2003
Deed Document Number0000065611
Last Transfer DateJun 09, 2021
Transfer Doc0000041797
Record UpdatedJun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 09, 2021
Property Address328 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000041797
Map ReferenceMB A PG 150
Instrument DateMay 07, 2021
Instrument2021041797
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2895 W KENSINGTON LN, FRESNO, CA 93711-1158

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,185.00 (+4.6%)$641,053 (+4.04%) Land $321,518 Building $319,535
2023$6,869.00 (+1.46%)$616,162 Land $309,034 Building $307,128
2022$6,770.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Nearby Flood Policies89 units insured
56 under condo master policies
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Radiate Holdings, Verizon, Spectrum, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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