Emmet County property record for 3364 River Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 67,518 sqft (1.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $246,000 (2024) |
| Tax Bill | $2,169.00 (2024) |
| Primary APN | 01-19-21-100-011 |
|---|
| Lot Area | 67,518 sqft (1.55 acres) |
|---|
| Street Address | 3364 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8856 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM ON N LN OF S 1/4 OF SW 1/4 OF NW 1/4 393.06 FT E OF W SEC LN, TH E ALG SD LN TO SW'LY LN OF RIVER RD, TH NW'LY ALG SD RD |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 21 |
| Legal Subdivision | S21 T34N R5W |
| Jurisdiction | EMMET MI |
| Minor Civil Division | BEAR CREEK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records · APN 01-19-21-100-011
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3364 RIVER RD, PETOSKEY, MI 49770-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Oct 11, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage FLAGSTAR BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Oct 11, 2022 · Amount on Record |
| Deed Doc Number | 20245211661 |
| Deed Book / Page | 1258 / 651 |
| Prior Transfer Date | Dec 01, 2009 |
| Prior Transfer Doc | 1118/677 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 27, 2024 |
| Property Address | 3364 RIVER RD, PETOSKEY, MI 49770-8856 |
| Document Number | 001258/651 |
| Book / Page | 1258 / 651 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 5211661 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.16 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 BEECH ST, PETOSKEY, MI 49770-3013 |
| Document Number | 0005211662 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 5211662 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 11, 2022 |
| Property Address | 3364 RIVER RD, PETOSKEY, MI 49770-8856 |
| Document Number | 001247/784 |
| Book / Page | 1247 / 784 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 5200753 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6456 BEAR LAKE DR, JOHANNESBURG, MI 49751-9782 |
| Investor | Possibly a Property Investor |
| Document Number | 0005200754 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 5200754 |
| Name | FLAGSTAR BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2052 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,500 (+8.36%) Land $10,500 Building $123,000 | $267,000 (+8.36%) Land $21,000 Building $246,000 | |
| 2025 | $123,200 (+47.37%) Land $8,500 Building $114,700 | $246,400 (+47.37%) Land $17,000 Building $229,400 | |
| 2024 | $2,169.00 | ||
| 2023 | $83,600 Land $83,600 | $167,200 Land $167,200 |
3364 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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