Emmet County property record for 3322 River Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft |
| Lot Size | 2.98 acres (130,173 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,319 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-21-100-025 |
| Primary APN | 01-19-21-100-025 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 130,173 sqft (2.98 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3322 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 396.34 FT N OF W 1/4 COR FOR POB, TH N CONT N 316.87 FT, TH N56?13'51"E 368.96 FT, TH S33?44'29"E 229.18 FT TO NW'LY LN |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 21 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records · APN 01-19-21-100-025
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6167 ATKINS DR, TROY, MI 48085-1328 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE |
| Oct 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2005 |
| Deed Sale | Sep 16, 2005 |
| Prior Sale | Mar 01, 2002 · Amount on Record |
| Deed Book / Page | 1070 / 128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3322 RIVER RD, PETOSKEY, MI 49770-8856 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6167 ATKINS DR, TROY, MI 48085-1328 |
| Document Number | 0000001238/0000000409 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 0000001238/0000000409 |
| Instrument | 5191371 |
| Name | ROSS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 18, 2021 |
| Property Address | 3322 RIVER RD, PETOSKEY, MI 49770-8856 |
| Document Number | 1238/34 |
| Book / Page | 1238 / 34 |
| Instrument Date | Oct 07, 2021 |
| Instrument | 5190996 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6167 ATKINS DR, TROY, MI 48085-1328 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,100 (+44.17%) Building $199,100 | $398,200 (+44.17%) Building $398,200 | |
| 2024 | $5,319.00 | ||
| 2023 | $138,100 Building $138,100 | $276,200 Building $276,200 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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