3328 River Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3328 River Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$142,840 (Jun 2026)
Tax Bill	$1,587 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`01-19-21-100-023`

Property Details

APN / Parcel Number

Primary APN	`01-19-21-100-023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Architectural Style	Ranch
Fire Resistance	Fireproof Steel Frame
Lot Area	66,647 sqft (1.53 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3328 RIVER RD
City	PETOSKEY
State	MI
Zip	49770-8856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM 713.21 FT N OF W 1/4 COR, TH N56?13'51"E 568.96 FT TO W LN OF RIVER RD, TH S33?44'29"E 262.29 FT TO POB, TH CONT ALG RD
Legal Range	05W
Legal Township	34N
Legal Section	21
Legal Subdivision	S21 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

Source: Emmet County records · APN 01-19-21-100-023

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3328 RIVER RD, PETOSKEY, MI 49770-8856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer
Feb 06, 2024	Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Feb 06, 2024 · Amount on Record
Deed Document Number	20265228943
Deed Book / Page	1275 / 894
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 22, 2026
Property Address	3328 RIVER RD, PETOSKEY, MI 49770-8856
Document Number	0005228943
Book / Page	1275 / 894
Instrument Date	May 28, 2026
Instrument	20265228943
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15,887.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3328 RIVER RD, PETOSKEY, MI 49770-8856

Mortgage

Document Number	0005228944,
Date	Jun 22, 2026
Book Page	1275/895
Instrument	20265228944

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Feb 06, 2024
Property Address	3328 RIVER RD, PETOSKEY, MI 49770-8856
Document Number	001257/456
Book / Page	1257 / 456
Instrument Date	Jan 31, 2024
Instrument	5210464
Transaction Type	Foreclosure
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Tax	$11.86
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,700 (+82.21%) Building $154,700	$309,400 (+82.21%) Building $309,400
2024	$1,587.00
2023		$84,900 Building $84,900	$169,800 Building $169,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 21 locations within half a mile of this property.

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