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3354 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3354 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,084 sqft Heated Area
Lot Size214,620 sqft (4.92 acres)
OccupancyOwner Occupied
Last Sale$334,000 (2021)
Tax Bill$3,719.00 (2025)

Property Details

APN / Parcel Number

Primary APN98329
Alternative APN
  • 302631507000010550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,084 sqft Heated Area
Gross Area1,444 sqft Gross Area
1st Floor1,084 sqft 1st Floor
Stories1 Stories
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area214,620 sqft (4.92 acres)
Depth X Width643 ft x 332 ft Depth x Width
PorchEnclosed Porch
Porch Area300 sqft Porch
Utility Building36 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account Number98329
Street Address3354 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-8127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UNIT 1 PB 1 PG 363 S 1/2 OF LOT 55
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract5070
Legal Block1
Legal Lot Number55 30
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43304

Owner

Source: Osceola County records · APN 98329

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3354 PACKARD AVE, SAINT CLOUD, FL 34772-8127
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 05, 2018Warranty Deed, Transfer · Conventional Mortgage
TIAA FSB
Jan 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleNov 05, 2018 · Amount on Record
Deed Doc Number2021163746
Deed Book / Page6069 / 1925
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 20, 2021
Property Address3354 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0060691925
Book / Page6069 / 1925
Map ReferenceMB 1 PG 363
Instrument DateOct 15, 2021
Instrument2021163746
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,338.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address810 N NARCOOSSEE RD, 810, SAINT CLOUD, FL 34771-8780

Transferred To (Grantee/Buyer)

NameVerified Name
Address3354 PACKARD AVE, SAINT CLOUD, FL 34772-8127

Mortgage

Document Number60691926
DateOct 20, 2021
Instrument6069/1926
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Mortgage

Document Number0060691937
DateOct 20, 2021
Book Page6069/1937
Instrument2021163748
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 05, 2018
Property Address3354 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0054290393
Book / Page005429 / 000393
Instrument DateOct 31, 2018
Instrument164457
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyEQUITABLE TITLE/W ORLANDO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,329.30
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3354 PACKARD AVE ST CLOUD FL 347728127, ST CLOUD, FL 34772-8127

Mortgage

Document Number54290395
DateNov 05, 2018
Book Page005429/000395
Instrument164458
Lender
NameTIAA FSB
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 04, 2048

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 12, 2017
Property Address3354 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0050850123
Book / Page005085 / 000123
Instrument DateDec 29, 2016
Instrument7047
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3354 PACKARD AVE ST CLOUD FL 347728127, ST CLOUD, FL 34772-8127

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,719.00 (+7.55%) Homeowner's exemption$257,850 (+5.99%)$294,200 (+2.87%) Land $124,200 Building $170,000
2023$3,458.00 (+4.28%) Homeowner's exemption$243,286 (+3%)$286,000 (+21.08%) Land $124,200 Building $161,800
2022$3,316.00 Homeowner's exemption$236,200 Land $98,400 Building $137,800$236,200 Land $98,400 Building $137,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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