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3346 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3346 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,404 sqft Heated Area
Lot Size107,593 sqft (2.47 acres)
OccupancyOwner Occupied
Last Sale$199,000 (2007)
Tax Bill$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN123152
Alternative APN
  • 302631507000010425

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,404 sqft Heated Area
Gross Area1,656 sqft Gross Area
1st Floor1,404 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Architectural StyleMobile/Manufactured Style
Exterior MaterialVinyl Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area107,593 sqft (2.47 acres)
Depth X Width648 ft x 166 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area140 sqft Shed
Deck Area192 sqft Deck
Patio Area192 sqft Patio
PorchOpen Porch
Porch Area252 sqft Porch
Pole Structure240 sqft Pole Structure

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number123152
Street Address3346 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-8124
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionST CLOUD MANOR EST UNIT 1 PB 1 PG 363 N 1/2 LOT 42
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract5070
Legal Block1
Legal Lot Number42
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43304

Owner

Source: Osceola County records · APN 123152

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3346 PACKARD AVE, SAINT CLOUD, FL 34772-8124
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Sep 02, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2007 · Amount on Record
Deed SaleJun 28, 2007 · Amount on Record
Prior SaleSep 30, 2004 · Amount on Record
Deed Doc Number2007121423
Deed Book / Page3510 / 2832
Record RefreshedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3346 PACKARD AVE, SAINT CLOUD, FL 34772-8124
Document Number0052182273
Instrument DateSep 02, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3346 PACKARD AVE ST CLOUD FL 347728124, ST CLOUD, FL 34772-8124

Mortgage

Document Number0052182273
DateOct 05, 2017
Book Page005218/002273
Instrument142193
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2047

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3346 PACKARD AVE, SAINT CLOUD, FL 34772-8124
Document Number0052182266
Instrument DateSep 02, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3346 PACKARD AVE ST CLOUD FL 347728124, ST CLOUD, FL 34772-8124

Mortgage

Document Number0052182266
DateOct 05, 2017
Book Page005218/002266
Instrument142192
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (-34.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$74,510 (+5.99%)$223,700 (+1.18%) Land $124,700 Building $99,000
2023$1,082.00 (+5.46%) Homeowner's exemption$70,302 (+3%)$221,100 (+31.61%) Land $124,700 Building $96,400
2022$1,026.00 Homeowner's exemption$68,255$168,000 Land $98,800 Building $69,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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