3385 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3385 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,753 sqft Heated Area
Lot Size	207,346 sqft (4.76 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2023)
Tax Bill	$4,363.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98243`
Alternative APN	`302631408100010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,753 sqft Heated Area
Gross Area	2,788 sqft Gross Area
1st Floor	1,753 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	207,346 sqft (4.76 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,020 sqft Garage

Exterior Amenities

Pool Area	900 sqft Pool
Deck Area	1,400 sqft Deck
Patio Area	564 sqft Patio
Porch	1 Porch
Porch Area	387 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98243
Street Address	3385 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MCDANIELS SUB PB 5 PG 9 LOTS 2 & 3
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4081
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 98243

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3385 PACKARD AVE, SAINT CLOUD, FL 34772-8102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Doc Number	2023023168
Deed Book / Page	6363 / 2346
Record Refreshed	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3385 PACKARD AVE, SAINT CLOUD, FL 34772-8102
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 PACKARD AVE, SAINT CLOUD, FL 34772-8102

Mortgage

Document Number	0059492749
Date	May 04, 2021
Book Page	5949/2749
Instrument	2021067574

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,363.00 (+28.74%) Homeowner's exemption	$304,345 (+27.7%)	$502,200 (+9.08%) Land $140,700 Building $361,500
2023	$3,389.00 (+69.62%) Homeowner's exemption	$238,321 (+67.99%)	$460,400 (+50.31%) Land $119,400 Building $341,000
2022	$1,998.00 Homeowner's exemption	$141,866	$306,300 Land $94,600 Building $211,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 602 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.