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3350 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3350 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,771 sqft Heated Area
Lot Size107,158 sqft (2.46 acres)
OccupancyOwner Occupied
Last Sale$110,000 (2018)
Tax Bill$3,802.00 (2025)

Property Details

APN / Parcel Number

Primary APN302631507000010555

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,771 sqft Heated Area
Gross Area4,315 sqft Gross Area
1st Floor2,211 sqft 1st Floor
Upper Floors560 sqft Upper Floors
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area107,158 sqft (2.46 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area400 sqft Garage
Porch1 Porch
Porch Area626 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3350 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-8127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UNIT 1 PB 1 PG 363 N 1/2 OF LOT 55
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract5070
Legal Lot Number55
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43304

Owner

Source: Osceola County records · APN 302631507000010555

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Sep 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Aug 31, 2018Loan Modification, Mortgage
WATERSTONE MTG
Apr 09, 2018Warranty Deed, Subdivision Related Transfer
STEWART TITLE
Aug 25, 2017Warranty Deed, Transfer
STEWART TITLE
Aug 25, 2017Warranty Deed, Transfer
STEWART TITLE
Jan 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2018 · Amount on Record
Deed SaleApr 09, 2018 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Doc Number2018055383
Deed Book / Page5313 / 2669
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127

Mortgage

Document Number0057951478
DateSep 17, 2020
Book Page5795/1478
Instrument2020124550
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055912798
DateSep 18, 2019
Book Page5591/2798
Instrument2019121001
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0053992119
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedOct 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3350 PACKARD AVE ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number0053992119
DateSep 12, 2018
Book Page005399/002119
Instrument137006
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 09, 2018
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0053132669
Book / Page005313 / 002669
Instrument DateApr 06, 2018
Instrument55383
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4846 ORIOLE DR ST CLOUD FL 347728080, ST CLOUD, FL 34772-8080

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 25, 2017
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0052001772
Book / Page005200 / 001772
Instrument DateAug 18, 2017
Instrument123748
Transaction TypeTransfer
Record UpdatedOct 04, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$183.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1201 LOUISIANA AVE ST CLOUD FL 347694165, ST CLOUD, FL 34769-4165

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 25, 2017
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0052001771
Book / Page005200 / 001771
Instrument DateAug 18, 2017
Instrument123747
Transaction TypeTransfer
Record UpdatedOct 04, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$183.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1201 LOUISIANA AVE ST CLOUD FL 347694165, ST CLOUD, FL 34769-4165

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 12, 2017
Property Address3350 PACKARD AVE, SAINT CLOUD, FL 34772-8127
Document Number0050850122
Book / Page005085 / 000122
Instrument DateJan 11, 2017
Instrument7046
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 BUB HAYNER RD KARNACK TX 756612414, KARNACK, TX 75661-2414

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,802.00 (+7.49%) Homeowner's exemption$263,879 (+5.99%)$593,600 (+3.85%) Land $124,200 Building $469,400
2023$3,537.00 Homeowner's exemption$248,974$571,600 Land $124,200 Building $447,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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