Osceola County property record for 3375 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,543 sqft Heated Area |
| Lot Size | 89,298 sqft (2.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $649,900 (2025) |
| Tax Bill | $3,219.00 (2025) |
| Primary APN | 98242 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,543 sqft Heated Area |
| Gross Area | 3,768 sqft Gross Area |
| 1st Floor | 2,256 sqft 1st Floor |
| Upper Floors | 287 sqft Upper Floors |
| Attic Area | 287 sqft Attic |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 89,298 sqft (2.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 600 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Porch | Open Porch |
| Porch Area | 625 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98242 |
|---|---|
| Street Address | 3375 PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCDANIELS SUB PB 5 PG 9 LOT 1 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR EST 1 |
| Legal Tract | 4081 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 98242
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3375 PACKARD AVE, SAINT CLOUD, FL 34772-8102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Oct 19, 2010 · Amount on Record |
| Deed Doc Number | 2025112258 |
| Deed Book / Page | 6847 / 277 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 3375 PACKARD AVE, SAINT CLOUD, FL 34772-8102 |
| Document Number | 0068470277 |
| Book / Page | 6847 / 277 |
| Map Reference | MB 5 PG 9 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025112258 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,549.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3375 PACKARD AVE, SAINT CLOUD, FL 34772-8102 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3375 PACKARD AVE, SAINT CLOUD, FL 34772-8102 |
| Document Number | 0006847280 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 6847/280 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3375 PACKARD AVE, SAINT CLOUD, FL 34772-8102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3375 STEPHEN HARMON PACKARD AVE, SAINT CLOUD, FL 34772 |
| Document Number | 0057972891 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 5797/2891 |
| Instrument | 2020126596 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2045 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,219.00 (+5.58%) Homeowner's exemption | $221,792 (+2.9%) | $527,200 (+2.43%) Land $98,300 Building $428,900 |
| 2024 | $3,049.00 (+2.21%) Homeowner's exemption | $215,542 (+3%) | $514,700 (+1.34%) Land $98,300 Building $416,400 |
| 2023 | $2,983.00 (+4.52%) Homeowner's exemption | $209,265 (+3%) | $507,900 (+19.34%) Land $98,300 Building $409,600 |
| 2022 | $2,854.00 Homeowner's exemption | $203,170 | $425,600 Land $77,900 Building $347,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures