335 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 335 E Oak St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.119 acres (5,205 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2026)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19 32 437 010`

Property Details

APN / Parcel Number

Primary APN	`19 32 437 010`

Exterior

Lot Area	5,205 sqft (0.119 acres)

Location & Zoning

Street Address	335 E OAK ST
City	WATSEKA
State	IL
Zip	60970-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY'S ADD LT 1 BLK 8 CITY OF WATSEKA
Legal Subdivision	STANLEY'S ADD
Legal Block	8
Legal Lot Number	1
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1036
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watseka Downtown Historic District listed 2026 · 34 contributing resources · NRIS 100012297

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Iroquois County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	335 E OAK ST, WATSEKA, IL 60970-1347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR
Sep 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	20262374
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 9, 2026
Property Address	335 E OAK ST, WATSEKA, IL 60970-1347
Document Number	0000002374
Instrument Date	Jul 9, 2026
Instrument	20262374
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 E OAK ST, WATSEKA, IL 60970-1347

Mortgage

Document Number	0000002375,
Date	Jul 9, 2026
Instrument	20262375

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000002376,
Date	Jul 9, 2026
Instrument	20262376

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 29, 2023
Property Address	335 E OAK ST, WATSEKA, IL 60970-1347
Document Number	00023R2823
Instrument Date	Sep 29, 2023
Instrument	23R2823
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 E CHERRY ST, WATSEKA, IL 60970-1746

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	151 MAPLE LN, MANTENO, IL 60950-1332

Mortgage

Document Number	00023R2825
Date	Sep 29, 2023
Instrument	23R2825

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2028

Mortgage

Document Number	00023R2824
Date	Sep 29, 2023
Instrument	23R2824

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 19, 2019
Property Address	335 E OAK ST, WATSEKA, IL 60970-1347
Document Number	19R2711
Instrument Date	Sep 19, 2019
Instrument	19R2711
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 GARFIELD ST # 14, 507, CRESCENT CITY, IL 60928-8063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E CHERRY ST, WATSEKA, IL 60970-1746

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+0.37%) Homeowner's exemption Senior Citizen's exemption	$32,150 (+9.24%) Land $9,950 Building $22,200	$96,450 (+9.24%) Land $29,850 Building $66,600
2024	$1,873.00 (+105.37%)	$29,430 (+240.63%) Land $9,110 Building $20,320	$88,290 (+240.63%) Land $27,330 Building $60,960
2022	$912.00	$8,640 Land $7,010 Building $1,630	$25,920 Land $21,030 Building $4,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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