322 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 322 E Oak St, Watseka, IL 60970

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.167 acres (7,306 sqft)
Owner	Company Name on Record
Last Sale	$751,000 (Oct 2022)
Tax Bill	$888 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`19 32 434 012`

Property Details

APN / Parcel Number

Primary APN	`19 32 434 012`

Exterior

Lot Area	7,306 sqft (0.167 acres)

Location & Zoning

Street Address	322 E OAK ST
City	WATSEKA
State	IL
Zip	60970-1348
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	STANLEY'S ADD LT 15 BLK 5 CITY OF WATSEKA
Legal Subdivision	STANLEY'S ADD
Legal Block	5
Legal Lot Number	15
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1035
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27936 N 3050 EAST RD, CHENOA, IL 61726-8838
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF GIBSON CITY
Oct 11, 2022	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	May 29, 2010
Deed Document Number	20223661
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	322 E OAK ST, WATSEKA, IL 60970-1348
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	FORD COUNTY ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00022R3795
Date	Oct 20, 2022
Instrument	22R3795

Lender

Name	BANK OF GIBSON CITY
Type	Bank
Address	GIBSON CITY, IL 60936

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2027

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 11, 2022
Property Address	322 E OAK ST, WATSEKA, IL 60970-1348
Document Number	00022R3661
Instrument Date	Oct 7, 2022
Instrument	22R3661
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$501.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2175 E 1730 NORTH RD, 2175, WATSEKA, IL 60970-7504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27936 N 3050 EAST RD, CHENOA, IL 61726-8838

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$888.00 (+37.25%)	$8,710 (+42.09%) Land $8,710	$26,130 (+42.09%) Land $26,130
2022	$647.00	$6,130 Land $6,130	$18,390 Land $18,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures