407 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 407 E Oak St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.006 acres (269 sqft)
Owner	Individual Name on Record
Last Sale	$13,500 (Jul 2026)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`19 33 351 023`

Property Details

APN / Parcel Number

Primary APN	`19 33 351 023`

Exterior

Lot Area	269 sqft (0.006 acres)
Lot Dimensions	21.5 ft deep x 12.5 ft wide

Location & Zoning

Street Address	407 E OAK ST
City	WATSEKA
State	IL
Zip	60970-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 WILLIAM SD LT 2 BLK 14 EX 12.5' X 21.5'
Legal Subdivision	WILLIAM SD
Legal Block	14
Legal Lot Number	2,4
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	1
Census Block	1037
Census Tract	950400

Owner

Source: Iroquois County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E OAK ST, WATSEKA, IL 60970-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 3, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 8, 2022	Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	20262600
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 28, 2026
Property Address	407 E OAK ST, WATSEKA, IL 60970-1436
Document Number	0000002600
Instrument Date	Jul 28, 2026
Instrument	20262600
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,045.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E OAK ST, WATSEKA, IL 60970-1436

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Mar 3, 2023
Property Address	407 E OAK ST, WATSEKA, IL 60970-1436
Document Number	00023R0590
Instrument Date	Feb 2, 2023
Instrument	23R0590
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$19.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E OAK ST, WATSEKA, IL 60970-1436

August 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	IROQUOIS IL
Recording Date	Aug 8, 2022
Property Address	407 E OAK ST, WATSEKA, IL 60970-1436
Document Number	00022R2792
Instrument Date	Aug 2, 2022
Instrument	22R2792
Transaction Type	Foreclosure
Record Updated	Aug 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+3,966.67%)	$14,350 (+42.08%) Land $930 Building $13,420	$43,050 (+42.08%) Land $2,790 Building $40,260
2022	$36.00 Homeowner's exemption Senior Citizen's exemption	$10,100 Land $650 Building $9,450	$30,300 Land $1,950 Building $28,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	237 (1979–2018)
Claims Outside the SFHA	4 of 237
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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