Iroquois County property record for 316 E Oak St, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.168 acres (7,358 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jul 2024) |
| Tax Bill | $2,349 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 19 32 434 011 |
| Primary APN | 19 32 434 011 |
|---|
| Lot Area | 7,358 sqft (0.168 acres) |
|---|
| Street Address | 316 E OAK ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANLEY'S ADD LT 14 BLK 5 |
| Legal Subdivision | STANLEY'S ADD |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950400 |
Source: Iroquois County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 316 E OAK ST, WATSEKA, IL 60970-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Deed Document Number | 20242285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 316 E OAK ST, WATSEKA, IL 60970-1348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00024R0501 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 24R0501 |
| Name | THE FIRST TRUST & SAVINGS BANK OF WATSEK |
|---|---|
| Address | WATSEKA, IL 60970 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 (+58.5%) | $29,030 (+41.96%) Land $6,900 Building $22,130 | $87,090 (+41.96%) Land $20,700 Building $66,390 |
| 2022 | $1,482.00 Homeowner's exemption | $20,450 Land $4,860 Building $15,590 | $61,350 Land $14,580 Building $46,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 237 (1979–2018) |
| Claims Outside the SFHA | 4 of 237 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
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