332 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 332 E Oak St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.343 acres (14,966 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Mar 2021)
Tax Bill$2,588 (2022)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN19 32 434 014

Property Details

APN / Parcel Number

Primary APN19 32 434 014

Exterior

Lot Area14,966 sqft (0.343 acres)

Location & Zoning

Street Address332 E OAK ST
CityWATSEKA
StateIL
Zip60970-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANLEY'S ADD LTS 17 & 18 BLK 5 CITY OF WATSEKA
Legal SubdivisionSTANLEY'S ADD
Legal Block5
Legal Lot Number17,18
JurisdictionIROQUOIS IL
Township / Civil DivisionMIDDLEPORT
Census Block Group1
Census Block1035
Census Tract950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address332 E OAK ST, WATSEKA, IL 60970-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Deed Document Number20211011
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateMar 11, 2021
Property Address332 E OAK ST, WATSEKA, IL 60970-1348
Document Number21R1011
Instrument DateFeb 26, 2021
Instrument21R1011
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyBURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address332 E OAK ST, WATSEKA, IL 60970-1348

Mortgage

Document Number21R1012
DateMar 11, 2021
Instrument21R1012
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionMiddleport Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,910 (+42.01%) Land $2,940 Building $40,970$131,730 (+42.01%) Land $8,820 Building $122,910
2022$2,588.00 Homeowner's exemption$30,920 Land $2,070 Building $28,850$92,760 Land $6,210 Building $86,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims237 (1979–2018)
Claims Outside the SFHA4 of 237
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 106 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

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