Polk County property record for 3327 Queens Cove Loop, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 1994 |
| Lot Size | 0.336 acres (14,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $216,500 (Jul 2020) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 25-29-02-356714-000140 |
| Primary APN | 25-29-02-356714-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,615 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,627 sqft (0.336 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 313 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 3327 QUEENS COVE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEENS COVE PHASE TWO PB 95 PG 10 LOT 14 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | QUEENS COVE PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 356714 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3327 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 22, 2020 | Warranty Deed, Transfer · Conventional with PMI PLAINS CMRC BK |
| Oct 25, 2019 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Document Number | 2020145965 |
| Deed Book / Page | 11305 / 1488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3327 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3327 QUEENS LOOP, WINTER HAVEN, FL 33880 |
| Document Number | 0000077104 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 12172/923 |
| Instrument | 2022077104 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 3327 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Document Number | 0113051488 |
| Book / Page | 011305 / 001488 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 145965 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,516.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3327 QUEENS COVE LOOP WINTER HAVEN FL 338805012, WINTER HAVEN, FL 33880-5012 |
| Document Number | 113051490 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 011305/001490 |
| Instrument | 145966 |
| Name | PLAINS CMRC BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 25, 2019 |
| Property Address | 3327 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Document Number | 0110190635 |
| Book / Page | 011019 / 000635 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 227140 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2729 CRYSTAL BEACH RD WINTER HAVEN FL 338804913, WINTER HAVEN, FL 33880-4913 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,673 (+2.7%) | $260,408 (+2.81%) Land $42,000 Building $218,408 | |
| 2025 | $2,019.00 (-21.07%) Homeowner's exemption | $196,371 (+5.99%) | $253,292 (-2.12%) Land $42,000 Building $211,292 |
| 2023 | $2,558.00 (+5.05%) Homeowner's exemption | $185,279 (+3%) | $258,787 (+17.05%) Land $40,000 Building $218,787 |
| 2022 | $2,435.00 Homeowner's exemption | $179,883 | $221,092 Land $33,000 Building $188,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 129.1 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures