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3325 Queens Cove Loop, Winter Haven, FL 33880 Property Records

Polk County property record for 3325 Queens Cove Loop, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1993
Lot Size0.454 acres (19,776 sqft)
Owner2 Trust Names on File
Last Sale$177,500 (Nov 2005)
Tax Bill$753 (2024)
Deeds & MortgagesNov 2018 Transfer
Feb 2018 Mortgage
Flood ZoneZone AE (high risk)
APN25-29-02-356714-000130

Property Details

APN / Parcel Number

Primary APN25-29-02-356714-000130
Alternative APNs
  • 022925356714000130
  • 22925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,148 sqft
1st Floor Area1,450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area19,776 sqft (0.454 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area528 sqft
PorchFlorida Room
Porch Area204 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3325 QUEENS COVE LOOP
CityWINTER HAVEN
StateFL
Zip33880-5012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUEENS COVE PHASE TWO PB 95 PG 10 LOT 13
Legal Range25E
Legal Township29S
Legal Section02
Legal SubdivisionQUEENS COVE PHASE 02
Legal Phase2
Legal Tract356714
Legal Block2
Legal Lot Number13
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2011
Census Tract14704

Owner

Source: Polk County records · APN 25-29-02-356714-000130

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address3325 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 01, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
PHH MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2005 · Amount on Record
Deed SaleNov 09, 2005 · Amount on Record
Prior SaleNov 23, 1993 · Amount on Record
Deed Document Number2005273459
Deed Book / Page6481 / 1724
Last Transfer DateNov 06, 2018
Transfer Doc0106790405
Record UpdatedSep 20, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 27, 2018
Property Address3325 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012
Document Number0106790405
Book / Page010679 / 000405
Instrument DateNov 06, 2018
Instrument245254
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3325 QUEENS COVE LOOP WINTER HAVEN FL 338805012, WINTER HAVEN, FL 33880-5012

February 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 01, 2018
Property Address3325 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012
Document Number0103840950
Book / Page010384 / 000950
Instrument DateJan 19, 2018
Instrument24001
Transaction TypeMortgage
Record UpdatedFeb 15, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3325 QUEENS COVE LOOP WINTER HAVEN FL 338805012, WINTER HAVEN, FL 33880-5012

Mortgage

Document Number103840953
DateFeb 01, 2018
Book Page010384/000953
Instrument24002
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 31, 2033

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$130,702 (+5.99%)$240,184 (-2.86%) Land $42,000 Building $198,184
2024$753.00 (+16.2%)
2023$648.00 (+13.29%) Homeowner's exemption$123,318 (+3%)$247,261 (+18.28%) Land $40,000 Building $207,261
2022$572.00 Homeowner's exemption$119,726$209,051 Land $33,000 Building $176,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation129.1 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 248 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6534609, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCENTRAL
serves 13,595 people
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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