Polk County property record for 3323 Queens Cove Loop, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1996 |
| Lot Size | 0.152 acres (6,604 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Apr 2019) |
| Tax Bill | $408 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356714-000120 |
| Primary APN | 25-29-02-356714-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,604 sqft (0.152 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 148 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|
| Street Address | 3323 QUEENS COVE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEENS COVE PHASE TWO PB 95 PG 10 LOT 12 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | QUEENS COVE PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 356714 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3323 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 25, 2019 | Quit Claim Deed, Transfer WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Oct 1, 2004 · Amount on Record |
| Deed Document Number | 201984010 |
| Deed Book / Page | 10820 / 1290 |
| Prior Transfer Date | Apr 5, 2019 |
| Prior Transfer Doc | 0000084010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3323 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3323 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Document Number | 0000140453 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 11737/1360 |
| Instrument | 2021140453 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 3323 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5012 |
| Document Number | 0108201290 |
| Book / Page | 010820 / 001290 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 84010 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3323 QUEENS COVE LOOP WINTER HAVEN FL 338805012, WINTER HAVEN, FL 33880-5012 |
| Document Number | 108201292 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 010820/001292 |
| Instrument | 84011 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,878 (+2.7%) | $221,388 (+4.15%) Land $33,000 Building $188,388 | |
| 2025 | $408.00 (-60.88%) Homeowner's exemption | $66,093 (+5.99%) | $212,560 (-2.44%) Land $33,000 Building $179,560 |
| 2023 | $1,043.00 (+8.42%) Homeowner's exemption | $62,359 (+3%) | $217,878 (+16.9%) Land $32,000 Building $185,878 |
| 2022 | $962.00 Homeowner's exemption | $60,543 | $186,372 Land $27,000 Building $159,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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