Polk County property record for 3335 Queens Cove Loop, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1993 |
| Lot Size | 0.347 acres (15,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,500 (Mar 2023) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356714-000181 |
| Primary APN | 25-29-02-356714-000181 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 1,978 sqft |
| 1st Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,098 sqft (0.347 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|
| Street Address | 3335 QUEENS COVE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEENS COVE PHASE TWO PB 95 PG 10 LOT 18 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | QUEENS COVE PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 356714 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3335 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage ACHIEVA CU |
| Dec 1, 2022 | Warranty Deed, Transfer · Balloon Mortgage MICHAEL LAGIEWSKI |
| Nov 22, 2022 | Warranty Deed, Transfer SOMERS TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Dec 1, 2022 · Amount on Record |
| Deed Document Number | 202363252 |
| Deed Book / Page | 12620 / 945 |
| Prior Transfer Date | Jan 30, 2004 |
| Prior Transfer Doc | 0056860469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 17, 2023 |
| Property Address | 3335 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5050 |
| Document Number | 0000063252 |
| Book / Page | 12620 / 945 |
| Map Reference | MB 95 PG 10 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 2023063252 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | PEER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1603 E 7TH AVE # AVE2, AVE2, TAMPA, FL 33605-3705 |
| Name | Verified Name |
|---|---|
| Address | 3335 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5050 |
| Investor | Possibly a Property Investor |
| Document Number | 0012620947 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 12620/947 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 1, 2022 |
| Property Address | 3335 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5050 |
| Document Number | 0000310590 |
| Book / Page | 12501 / 343 |
| Map Reference | MB 95 PG 10 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022310590 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Title Company | SOMERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 238 E DAVIS BLVD STE 307, 307, TAMPA, FL 33606-3737 |
| Name | Verified Name |
|---|---|
| Address | 1603 E 127TH AVE # 2, 2, TAMPA, FL 33612-4943 |
| Investor | Possibly a Property Investor |
| Document Number | 0012501345 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 12501/345 |
| Name | MICHAEL LAGIEWSKI |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 22, 2022 |
| Property Address | 3335 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5050 |
| Document Number | 0000303682 |
| Book / Page | 12491 / 1536 |
| Map Reference | MB 95 PG 10 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 2022303682 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | SOMERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3335 QUEENS COVE LOOP, 3335, WINTER HAVEN, FL 33880-5050 |
| Name | Verified Name |
|---|---|
| Address | 238 E DAVIS BLVD STE 307, 307, TAMPA, FL 33606-3737 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,865 (+2.7%) | $243,910 (+4.78%) Land $42,000 Building $201,910 | |
| 2025 | $1,958.00 (-26.09%) | $191,689 (-20.11%) | $232,780 (-2.98%) Land $42,000 Building $190,780 |
| 2024 | $2,649.00 (-30.22%) | ||
| 2023 | $3,796.00 (+218.46%) | $239,929 (+178.1%) Land $40,000 Building $199,929 | $239,929 (+17.2%) Land $40,000 Building $199,929 |
| 2022 | $1,192.00 Homeowner's exemption | $86,275 | $204,713 Land $33,000 Building $171,713 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures