Polk County property record for 3321 Queens Cove Loop, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,465 sqft · built 1993 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jan 2022) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356714-000110 |
| Primary APN | 25-29-02-356714-000110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 1,927 sqft |
| 1st Floor Area | 1,465 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|
| Street Address | 3321 QUEENS COVE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEENS COVE PHASE TWO PB 95 PG 10 LOT 11 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | QUEENS COVE PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 356714 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14704 |
3321 Queens Cove Loop is owned and occupied by two individuals who bought it in January 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3321 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC |
| Jan 20, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on File |
| Deed Sale | Jan 20, 2022 · Amount on File |
| Prior Sale | Nov 16, 2001 · Amount on File |
| Deed Document Number | 202217396 |
| Deed Book / Page | 12081 / 936 |
| Transfer Doc | 4850000916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3321 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3321 QUEENS COVE LOOP, WAHNETA, FL 33880-5041 |
| Document Number | 0000054845 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 13907/1966 |
| Instrument | 2026054845 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 24, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 20, 2022 |
| Property Address | 3321 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5041 |
| Document Number | 0000017396 |
| Book / Page | 12081 / 936 |
| Map Reference | MB 95 PG 10 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022017396 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2140 W CENTRAL AVE, 2140, WINTER HAVEN, FL 33880-2452 |
| Name | Verified Name |
|---|---|
| Address | 3321 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5041 |
| Document Number | 0012081938 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 12081/938 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 3321 Queens Cove Loop was $2,359 with a homeowner's exemption, down 27.1% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,705 (+2.7%) | $231,222 (+3.83%) Land $33,000 Building $198,222 | |
| 2025 | $2,359.00 (-27.06%) Homeowner's exemption | $222,692 Land $33,000 Building $189,692 | $222,692 Land $33,000 Building $189,692 |
| 2024 | $3,234.00 (+2.47%) | ||
| 2023 | $3,156.00 (-1.62%) Homeowner's exemption | $230,898 (+16.35%) Land $32,000 Building $198,898 | $230,898 (+16.35%) Land $32,000 Building $198,898 |
| 2022 | $3,208.00 | $198,445 Land $27,000 Building $171,445 | $198,445 Land $27,000 Building $171,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3321 Queens Cove Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3321 Queens Cove Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures