3324 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3324 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2021
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$11,916 (Sep 2026)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100 13`

Property Details

APN / Parcel Number

Primary APN	`100 13`
Alternative APNs	`9921` `9606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,220 sqft
Finished Basement	1,220 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9606
Street Address	3324 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	3 CHOP RD & WILTSHIRE PLAT 1571/523 SEQ 5 LOT 3 DB 1762/648 2.203 AC
Legal Lot Number	3
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2062
Census Tract	950500

Owner

Source: Louisa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14258 JANSBURY ST, GAINESVILLE, VA 20155
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2021	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 18, 2020	Grant Deed, Transfer NOT AVAILABLE
Jul 26, 2019	Deed of Trust, Mortgage ESSEX BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	May 21, 2021 · Amount on Record
Deed Document Number	20268793
Deed Book / Page	2112 / 128
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0000006353
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 18, 2026
Property Address	3324 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	0000008793
Book / Page	2112 / 128
Instrument Date	Sep 13, 2026
Instrument	20268793
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,203.92
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	May 21, 2021
Property Address	3324 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	001762/648
Book / Page	1762 / 648
Map Reference	MB 1571 PG 523
Instrument Date	May 7, 2021
Instrument	202100006057
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3324 THREE CHOPT RD, GUM SPRING, VA 23065-2197

Mortgage

Document Number	0001762652
Date	May 21, 2021
Instrument	1762/652

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 18, 2020
Property Address	3324 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	0000002702
Book / Page	001663 / 000550
Instrument Date	Mar 13, 2020
Instrument	2702
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8600 QUIOCCASIN RD HENRICO VA 232295514, HENRICO, VA 23229-5514

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3324 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	0000006551
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 MANAKIN RD MANAKIN SABOT VA 231032252, MANAKIN SABOT, VA 23103-2252

Mortgage

Document Number	0000006551
Date	Aug 2, 2019
Book Page	001625/000157
Instrument	6551

Lender

Name	ESSEX BK
Type	Bank
Address	RICHMOND, VA 23223

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,600 (+5.41%) Land $60,600 Building $411,000	$471,600 (+5.41%) Land $60,600 Building $411,000
2025	$3,221.00 (+8.38%)	$447,400 (+13.96%) Land $49,400 Building $398,000	$447,400 (+13.96%) Land $49,400 Building $398,000
2024	$2,972.00 (+1,138.33%)
2023		$392,600 Land $42,000 Building $350,600
2022	$240.00		$392,600 Land $42,000 Building $350,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Three Chopt Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures