3307 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3307 Three Chopt Rd, Gum Spring, VA 23065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,246 sqft · built 1987
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Dec 2023)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100 6 31`

Property Details

APN / Parcel Number

Primary APN	`100 6 31`
Alternative APNs	`16539` `15971`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,414 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15971
Street Address	3307 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERWOOD SUBD SEC 2 LOT 31 DB 1710/634 1.50 AC
Legal Subdivision	DEERWOOD SUBD
Legal Lot Number	31
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2063
Census Tract	950500

Owner

Source: Louisa County records · APN 100 6 31

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3307 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed, Transfer · Conventional Mortgage PENTAGON FCU
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	202311119
Deed Book / Page	1932 / 269
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	001710/634
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 18, 2023
Property Address	3307 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	001932/269
Book / Page	1932 / 269
Map Reference	MB 8 PG 18
Instrument Date	Dec 13, 2023
Instrument	202300011119
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	NOT AVAILABLE, HOMELAND TITLE STLMT AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3307 THREE CHOPT RD, GUM SPRING, VA 23065-2197

Mortgage

Document Number	0001932273
Date	Dec 18, 2023
Instrument	1932/273

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3307 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Transaction Type	Mortgage
Record Updated	Jul 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 THREE CHOPT RD, GUM SPRING, VA 23065-2197

Mortgage

Document Number	0001805/47
Date	Nov 10, 2021
Book Page	1805/47
Instrument	202100013453

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	MECHANICSVILLE, VA 23111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3307 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	0000010638
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 THREE CHOPT RD GUM SPRING VA 230652197, GUM SPRING, VA 23065-2197

Mortgage

Document Number	0000010638
Date	Oct 26, 2020
Book Page	001710/000639
Instrument	10638

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,936 (+4.88%) Land $57,100 Building $315,836	$372,936 (+4.88%) Land $57,100 Building $315,836
2025	$2,560.00 (+23.25%)	$355,600 (+35.31%) Land $45,900 Building $309,700	$355,600 (+35.31%) Land $45,900 Building $309,700
2024	$2,077.00 (+89.51%)
2023		$262,800 Land $36,100 Building $226,700
2022	$1,096.00		$262,800 Land $36,100 Building $226,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

3307 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

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