3297 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3297 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1988
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Oct 2021)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100 6 32`

Property Details

APN / Parcel Number

Primary APN	`100 6 32`
Alternative APNs	`16540` `15972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	352 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15972
Street Address	3297 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	DEERWOOD SUBD PB 8/18 LOT 32 SEC II DB 1798/047 2.37 AC
Legal Subdivision	DEERWOOD SUBD
Legal Lot Number	32
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2064
Census Tract	950500

Owner

3297 Three Chopt Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3297 THREE CHOPT RD, GUM SPRING, VA 23065-2158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Deed Document Number	202112181
Deed Book / Page	1798 / 47
Prior Transfer Date	Apr 18, 2006
Prior Transfer Doc	01009/0513
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 13, 2021
Property Address	3297 THREE CHOPT RD, GUM SPRING, VA 23065-2158
Document Number	0001798/47
Book / Page	1798 / 47
Map Reference	MB 8 PG 18
Instrument Date	Sep 30, 2021
Instrument	202100012181
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3297 THREE CHOPT RD, GUM SPRING, VA 23065-2158

Mortgage

Document Number	0000179851
Date	Oct 13, 2021
Instrument	1798/51

Lender

Name	DOMINION ENERGY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3297 Three Chopt Rd was $2,028, up 8.7% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,980 (+4.36%) Land $61,500 Building $232,480	$293,980 (+4.36%) Land $61,500 Building $232,480
2025	$2,028.00 (+8.68%)	$281,700 Land $50,300 Building $231,400	$281,700 Land $50,300 Building $231,400
2024	$1,866.00
2023		$256,500 Land $40,500 Building $216,000
2022	$1,046.00		$256,500 Land $40,500 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3297 Three Chopt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3297 Three Chopt Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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