3287 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3287 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1988
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Sep 2025)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100 6 33`

Property Details

APN / Parcel Number

Primary APN	`100 6 33`
Alternative APNs	`16541` `15973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)
Porch	Slab
Porch Area	132 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15973
Street Address	3287 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	DEERWOOD SUBD SEC 2 LOT 33 DB 2033/907 2.07 AC
Legal Subdivision	DEERWOOD SUBD
Legal Lot Number	33
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2064
Census Tract	950500

Owner

Source: Louisa County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3287 THREE CHOPT RD, GUM SPRING, VA 23065-2158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	20257966
Deed Book / Page	2033 / 907
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 4, 2025
Property Address	3287 THREE CHOPT RD, GUM SPRING, VA 23065-2158
Document Number	002033/907
Book / Page	2033 / 907
Map Reference	MB 8 PG 18
Instrument Date	Aug 27, 2025
Instrument	202500007966
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$185.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3287 THREE CHOPT RD, GUM SPRING, VA 23065-2158

Mortgage

Document Number	0002033910
Date	Sep 4, 2025
Instrument	2033/910

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,300 (+6.54%) Land $60,000 Building $251,300	$311,300 (+6.54%) Land $60,000 Building $251,300
2025	$2,103.00 (+8.63%)	$292,200 (+8.66%) Land $48,800 Building $243,400	$292,200 (+8.66%) Land $48,800 Building $243,400
2024	$1,936.00 (+77.94%)	$268,900 (+9.58%) Land $43,200 Building $225,700
2023		$245,400 Land $39,000 Building $206,400
2022	$1,088.00		$268,900 Land $43,200 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Cell Coverage

5G and 4G LTE (outdoors only)

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