3314 Queens Cove Loop, Winter Haven, FL 33880 Property Records

Polk County property record for 3314 Queens Cove Loop, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1998
Lot Size	0.145 acres (6,329 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Oct 2018)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356714-000220`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356714-000220`
Alternative APNs	`022925356714000220` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	630 sqft
Upper Floors Area	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,329 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3314 QUEENS COVE LOOP
City	WINTER HAVEN
State	FL
Zip	33880-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PHASE TWO PB 95 PG 10 LOT 22
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE PHASE 02
Legal Phase	2
Legal Tract	356714
Legal Block	2
Legal Lot Number	22
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2014
Census Tract	14704

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3314 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Jan 28, 1999 · Amount on Record
Deed Document Number	2018206947
Deed Book / Page	10627 / 1802
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 1, 2018
Property Address	3314 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5011
Document Number	0106271802
Book / Page	010627 / 001802
Instrument Date	Sep 28, 2018
Instrument	206947
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 QUEENS COVE LOOP WINTER HAVEN FL 338805011, WINTER HAVEN, FL 33880-5011

Mortgage

Document Number	106271803
Date	Oct 1, 2018
Book Page	010627/001803
Instrument	206948

Lender

Name	COUNTRY PLACE MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (-32.03%) Homeowner's exemption	$134,466 (+5.99%)	$197,560 (-2.94%) Land $33,000 Building $164,560
2023	$1,792.00 (+6.54%) Homeowner's exemption	$126,870 (+3%)	$203,537 (+27.18%) Land $32,000 Building $171,537
2022	$1,682.00 Homeowner's exemption	$123,175	$160,041 Land $27,000 Building $133,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20