3320 Chestnut Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3320 Chestnut Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,656 sqft · built 1995
Lot Size	0.249 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Nov 2020)
Tax Bill	$6,587 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-202-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-202-007`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,163 sqft
Basement Area	432 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.249 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3320 CHESTNUT DR
City	MCHENRY
State	IL
Zip	60051-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0049637 LT 36 OAKS OF MCHENRY PHASE 1 MEMO: BURLINGAME, KAYSIE F/STANDLEY, RYAN
Legal Subdivision	OAKS OF MCHENRY PHASE 1
Legal Phase	1
Legal Block	202
Legal Lot Number	36
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3018
Census Tract	870604

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3320 CHESTNUT DR, MCHENRY, IL 60051-2691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jul 21, 1995 · Amount on Record
Deed Document Number	202049637
Prior Transfer Date	Jul 19, 1995
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 17, 2020
Property Address	3320 CHESTNUT DR, MCHENRY, IL 60051-2691
Document Number	0000049637
Map Reference	DOC 90R46649
Instrument Date	Nov 5, 2020
Instrument	2020R0049637
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STARCK TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3320 CHESTNUT DR, MCHENRY, IL 60051-2691

Mortgage

Document Number	0000049638
Date	Nov 17, 2020
Instrument	2020R0049638

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate	2.95%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,587.00	$85,878 (+20.32%) Land $17,601 Building $68,277	$257,634 (+20.32%) Land $52,803 Building $204,831
2022	Homeowner's exemption	$71,377 Land $14,629 Building $56,748	$214,131 Land $43,887 Building $170,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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