3318 Chestnut Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3318 Chestnut Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,890 sqft · built 1994
Lot Size	0.229 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$7,915 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-26-202-008`

Property Details

APN / Parcel Number

Primary APN	`09-26-202-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	971 sqft
Basement Area	971 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3318 CHESTNUT DR
City	MCHENRY
State	IL
Zip	60051-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0015637 LT 37 OAKS OF MCHENRY PHASE 1
Legal Subdivision	OAKS OF MCHENRY PHASE 1
Legal Phase	1
Legal Block	202
Legal Lot Number	37
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3018
Census Tract	870604

Owner

3318 Chestnut Dr is owned by an individual who acquired it in April 2022.

Source: McHenry County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	441 WALNUT LN, ELK GROVE VILLAGE, IL 60007-4628
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Feb 10, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022
Deed Sale	Apr 28, 2022
Prior Sale	Aug 29, 2006 · Amount on File
Deed Document Number	202215637
Prior Transfer Date	Dec 27, 2007
Prior Transfer Doc	0000003877
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 28, 2022
Property Address	3318 CHESTNUT DR, MCHENRY, IL 60051-2691
Document Number	0000015637
Map Reference	DOC 90R46649
Instrument Date	Apr 25, 2022
Instrument	2022R0015637
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3318 CHESTNUT DR, MCHENRY, IL 60051-2691
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015638
Date	Apr 28, 2022
Instrument	2022R0015638

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 10, 2022
Property Address	3318 CHESTNUT DR, MCHENRY, IL 60051-2691
Document Number	0000005557
Map Reference	DOC 90R46649
Instrument Date	Feb 2, 2022
Instrument	2022R0005557
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 50428, INDIANAPOLIS, IN 46250-0401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,915.00	$93,576 Land $17,601 Building $75,975	$280,728 Land $52,803 Building $227,925
2022	Homeowner's exemption	$77,776 Land $14,629 Building $63,147	$233,328 Land $43,887 Building $189,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3318 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3318 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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