3312 Chestnut Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3312 Chestnut Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,086 sqft · built 1992
Lot Size	0.229 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Aug 2020)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-228-005`

Property Details

APN / Parcel Number

Primary APN	`09-26-228-005`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,276 sqft
Basement Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,018 sqft
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft
Deck Area	793 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3312 CHESTNUT DR
City	MCHENRY
State	IL
Zip	60051-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0032254 LT 46 OAKS OF MCHENRY PHASE 1 MEMO: ERICKSEN, DENNIS/BARSELLA, NATILE M
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	OAKS/MCHENRY PH I
Legal Phase	1
Legal Block	228
Legal Lot Number	46
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3016
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 18, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 22, 2018	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	2020R0032254
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690

Mortgage

Document Number	0000027901
Date	Nov 2, 2023
Instrument	2023R0027901

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 18, 2020
Property Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690
Document Number	0000032254
Map Reference	DOC 90R046649
Instrument Date	Jul 29, 2020
Instrument	2020R0032254
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3312 CHESTNUT DR, 3312, MCHENRY, IL 60051-2690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690

Mortgage

Document Number	0000032255
Date	Aug 18, 2020
Instrument	2020R0032255

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 22, 2018
Property Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690
Document Number	0000028812
Map Reference	DOC90R046649
Instrument Date	Aug 11, 2018
Instrument	2018R0028812
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3312 CHESTNUT DR, MCHENRY, IL 60051-2690

Mortgage

Document Number	0000028813
Date	Aug 22, 2018
Instrument	2018R0028813

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,814 Land $14,629 Building $69,185	$251,442 Land $43,887 Building $207,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Chestnut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures