3215 Chestnut Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3215 Chestnut Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,296 sqft · built 2001
Lot Size	0.262 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Aug 2015)
Tax Bill	$8,755 (2024)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-230-009`

Property Details

APN / Parcel Number

Primary APN	`09-26-230-009`

Interior

Full Baths	4.5 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Frame
Lot Area	11,326 sqft (0.262 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	186 sqft
Deck Area	821 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3215 CHESTNUT DR
City	MCHENRY
State	IL
Zip	60051-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0031545 LT 56 OAKS OF MCHENRY PHASE TWO
Legal Subdivision	OAKS OF MCHENRY PHASE TWO
Legal Phase	2
Legal Lot Number	56
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3022
Census Tract	870604

Owner

Source: McHenry County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3215 CHESTNUT DR, MCHENRY, IL 60051-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Prior Sale	Jul 19, 2001 · Amount on Record
Deed Document Number	201531545
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 20, 2026
Property Address	3215 CHESTNUT DR, MCHENRY, IL 60051-2618
Document Number	0000024272
Instrument Date	Aug 15, 2026
Instrument	202624272
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 CHESTNUT DR, MCHENRY, IL 60051-2618

Mortgage

Document Number	0000024272,
Date	Aug 20, 2026
Instrument	202624272

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.8%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,755.00	$111,504 (+20.32%) Land $17,601 Building $93,903	$334,512 (+20.32%) Land $52,803 Building $281,709
2022	Homeowner's exemption	$92,676 Land $14,629 Building $78,047	$278,028 Land $43,887 Building $234,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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