McHenry County property record for 3316 Chestnut Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 1,942 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $233,500 (Aug 2005) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-202-009 |
| Primary APN | 09-26-202-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,942 sqft Living Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 791 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3316 CHESTNUT DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-2691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2005R0067403 LT 38 OAKS OF MCHENRY PHASE 1 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 26 |
| Legal Subdivision | OAKS/MCHENRY PH I |
| Legal Phase | 1 |
| Legal Block | 202 |
| Legal Lot Number | 38 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 870604 |
The current owner of 3316 Chestnut Dr bought it in August 2005.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3316 CHESTNUT DR, MCHENRY, IL 60051-2691 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2005 · Amount on File |
| Deed Sale | Aug 15, 2005 · Amount on File |
| Prior Sale | Aug 31, 1998 · Amount on File |
| Deed Document Number | 2005R0067403 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3316 CHESTNUT DR, MCHENRY, IL 60051-2691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030906 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018R0030906 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate | 18% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $83,464 Land $14,629 Building $68,835 | $250,392 Land $43,887 Building $206,505 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3316 Chestnut Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3316 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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