332 Upper Ridge Dr, Effort, PA 18330 Property Records

Monroe County property record for 332 Upper Ridge Dr, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 2022
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$463,500 (Feb 2023)
Tax Bill	$1,927 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.14E.1.94`

Property Details

APN / Parcel Number

Primary APN	`02.14E.1.94`
Alternative APN	`02633002789868`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	47,045 sqft (1.08 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	02633002789868
Street Address	332 UPPER RIDGE DR
City	EFFORT
State	PA
Zip	18330-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 121 SEC 4
Legal Subdivision	SIERRA VIEW
Legal Block	78
Legal Lot Number	121
Jurisdiction	MONROE PA
Township / Civil Division	CHESTNUTHILL
Census Block Group	2
Census Block	2031
Census Tract	301206

Owner

Source: Monroe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 UPPER RIDGE DR, EFFORT, PA 18330-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Feb 22, 2023	Deed, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2021	Deed, Transfer CAPSTONE SETTLEMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20234161
Deed Book / Page	2626 / 4991
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	332 UPPER RIDGE DR, EFFORT, PA 18330-7922
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007134
Date	Mar 3, 2022
Book Page	2603/4167
Instrument	202207134

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	Feb 22, 2023
Property Address	332 UPPER RIDGE DR, EFFORT, PA 18330-7922
Document Number	0000004161
Book / Page	2626 / 4991
Map Reference	MB 33 PG 37
Instrument Date	Feb 17, 2023
Instrument	202304161
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	CAPSTONE SETTLEMENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 URPAN RIDGE DR, EFFORT, PA 18330

Mortgage

Document Number	0000004162
Date	Feb 22, 2023
Instrument	202304162

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	Jun 30, 2021
Property Address	332 UPPER RIDGE DR, EFFORT, PA 18330-7922
Document Number	0000022059
Book / Page	2581 / 1992
Map Reference	MB 33 PG 37
Instrument Date	Feb 17, 2021
Instrument	202122059
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CAPSTONE SETTLEMENT INC

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 SEVEN BRIDGE RD, EAST STROUDSBURG, PA 18301-7943
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Chestnuthill Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,927.00 (+2.01%)	$236,890 (-) Land $25,400 Building $211,490
2025	$1,889.00 (+20.17%)	$236,890 (-) Land $25,400 Building $211,490
2024	$1,572.00 (+976.71%)	$236,890 (-) Land $25,400 Building $211,490
2023	$146.00	$236,890 Land $25,400 Building $211,490
2019			$236,890 Land $25,400 Building $211,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 83% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

332 Upper Ridge Dr, Effort, PA 18330 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Upper Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number