1. Home
  2. Pennsylvania
  3. Monroe County
  4. Effort
  5. Upper Ridge Dr

322 Upper Ridge Dr, Effort, PA 18330 Property Records

Monroe County property record for 322 Upper Ridge Dr, Effort, PA 18330 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,184 sqft · built 1995
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Tax Bill$1,009 (2026)
Deeds & MortgagesOct 2025 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02.14E.1.95

Property Details

APN / Parcel Number

Primary APN02.14E.1.95
Alternative APN
  • 02633002789731

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,184 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Finished Basement1,104 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area46,609 sqft (1.07 acres)
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02633002789731
Street Address322 UPPER RIDGE DR
CityEFFORT
StatePA
Zip18330-7922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 120 SEC 4
Legal SubdivisionSIERRA VIEW
Legal Block78
Legal Lot Number120
JurisdictionMONROE PA
Township / Civil DivisionCHESTNUTHILL
Census Block Group2
Census Block2031
Census Tract301206

Owner

Source: Monroe County records · APN 02.14E.1.95

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 UPPER RIDGE DR, EFFORT, PA 18330
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · Balloon Mortgage
THE FOUNTAIN HEAD DEVELOPMENT GROUP LLC
Mar 13, 2023Deed, Transfer · Stand-Alone First Mortgage
VIPUL SHAH
May 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Jun 16, 2020Deed of Trust, Construction Loan · Construction Mortgage
VIPUL SHAH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 29, 2008
Transfer Doc0000032099
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE PA
Property Address322 UPPER RIDGE DR, EFFORT, PA 18330-7922
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 UPPER RIDGE DR, EFFORT, PA 18330-7922

Mortgage

Document Number0000023516
DateOct 08, 2025
Book Page2678/4217
Instrument202523516
Lender
NameTHE FOUNTAIN HEAD DEVELOPMENT GROUP LLC
TypeNon-Lending Institution
AddressBRODHEADSVILLE, PA 18322
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term13 Months
DueNov 01, 2026
Interest
Rate14%
Change Frequency10 Years

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE PA
Recording DateMar 13, 2023
Property Address322 UPPER RIDGE DR, EFFORT, PA 18330-7922
Document Number0000005899
Book / Page2627 / 5393
Map ReferenceVOL 19 PG 111
Instrument DateMar 06, 2023
Instrument202305899
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 ETHEL CIR, WILMINGTON, DE 19804-4102

Transferred To (Grantee/Buyer)

NameVerified Name
Address4600 ETHEL CIR, WILMINGTON, DE 19804-4102
InvestorPossibly a Property Investor

Mortgage

Document Number0000008944
DateMar 13, 2023
Instrument202308944
Lender
NameVIPUL SHAH
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term2 Months
DueMay 02, 2023

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE PA
Property Address322 UPPER RIDGE DR, EFFORT, PA 18330-7922
Transaction TypeMortgage
Record UpdatedJun 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010690
DateMay 03, 2018
Book Page2509/8978
Instrument201810690
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMONROE PA
Recording DateJun 16, 2020
Property Address322 UPPER RIDGE DR, EFFORT, PA 18330-7922
Document Number0000012663
Book / Page002550 / 002885
Instrument DateJun 11, 2020
Instrument12663
Transaction TypeConstruction Loan
Record UpdatedAug 07, 2020
Title CompanyFIRST CHOICE ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 BLUE RIDGE DR EFFORT PA 18330, EFFORT, PA 18330

Mortgage

Document Number0000012663
DateJun 16, 2020
Book Page002550/002885
Instrument12663
Lender
NameVIPUL SHAH
Address6650 OVERLOOK RD, OREFIELD, PA 18069-8930
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 15, 2021

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMonroe County
County SubdivisionChestnuthill Township
Unified School DistrictPleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,009.00 (+22.6%)$124,000 (-) Land $25,350 Building $98,650
2024$823.00 (+12.74%)$124,000 (-) Land $25,350 Building $98,650
2023$730.00$124,000 Land $25,350 Building $98,650
2019$124,000 Land $25,350 Building $98,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (42089C), updated August 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420893012062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 84% of Pennsylvania
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Pencor ServicesCable2,000 / 40
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Upper Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures