Monroe County property record for 315 Upper Ridge Dr, Effort, PA 18330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,680 sqft · built 1989 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,000 (Dec 2022) |
| Tax Bill | $1,130 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02.14E.1.113 |
| Primary APN | 02.14E.1.113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 140 ft deep x 211 ft wide |
| Garage Area | 484 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02633002786494 |
|---|---|
| Street Address | 315 UPPER RIDGE DR |
| City | EFFORT |
| State | PA |
| Zip | 18330-7923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 108 SEC 4 |
| Legal Subdivision | SIERRA VIEW |
| Legal Block | 78 |
| Legal Lot Number | 108 |
| Jurisdiction | MONROE PA |
| Township / Civil Division | CHESTNUTHILL |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 301206 |
315 Upper Ridge Dr is owned and occupied by an individual who bought it in December 2022.
Source: Monroe County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Dec 15, 2022 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on File |
| Deed Sale | Dec 15, 2022 · Amount on File |
| Prior Sale | Jan 11, 2012 · Amount on File |
| Deed Document Number | 202237438 |
| Deed Book / Page | 2623 / 3410 |
| Prior Transfer Date | Apr 23, 2010 |
| Prior Transfer Doc | 0000009171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Document Number | 0000000037 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 2683/5406 |
| Instrument | 202600037 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE PA |
| Recording Date | Dec 15, 2022 |
| Property Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Document Number | 0000037438 |
| Book / Page | 2623 / 3410 |
| Map Reference | VOL 33 PG 37 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 202237438 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Document Number | 0000037439 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 202237439 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE PA |
| Property Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 315 UPPER RIDGE DR, EFFORT, PA 18330-7923 |
| Document Number | 0000027268 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 2584/9704 |
| Instrument | 202127268 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Jan 1, 2044 |
The 2026 property tax bill for 315 Upper Ridge Dr was $1,130.
Source: Monroe County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Monroe County |
| County Subdivision | Chestnuthill Township |
| Unified School District | Pleasant Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,130.00 | $138,880 Land $21,700 Building $117,180 | |
| 2024 | $921.00 (+12.73%) | $138,880 (-) Land $21,700 Building $117,180 | |
| 2023 | $817.00 | $138,880 Land $21,700 Building $117,180 | |
| 2019 | $138,880 Land $21,700 Building $117,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 315 Upper Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Upper Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 83% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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