332 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 332 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 912 sqft · built 1959
Lot Size	0.439 acres (19,120 sqft)
Owner	2 Individual Names on File
Last Sale	$94,500 (Jan 2014)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010/04607-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/04607-000-000`
Alternative APN	`782422176024`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,120 sqft (0.439 acres)
Lot Dimensions	239 ft deep x 80 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	332 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 64F LT 38 & W16F LT 39 SMITHS ACRES PLAT 3
Legal Subdivision	SMITHS ACRES PLAT 3
Legal Lot Number	38,39
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2005
Census Tract	4300

Owner

332 E Rose Ave is owned and occupied by two individuals who acquired it in June 2015.

Source: Polk County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	332 E ROSE AVE, DES MOINES, IA 50315-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Jun 16, 2021	Deed of Trust, Mortgage NEIGHBORHOOD FINANCE CORP
Jun 16, 2021	Deed of Trust, Mortgage NEIGHBORHOOD FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2014 · Amount on File
Deed Sale	Jan 2, 2014 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Document Number	201454233
Deed Book / Page	15073 / 803
Last Transfer Date	Jun 5, 2015
Transfer Doc	0000106791
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	332 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000948
Date	Jul 5, 2017
Book Page	16551/0326
Instrument	2017-00000948

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	332 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900095558
Date	May 12, 2020
Book Page	17826/323
Instrument	2019-00095558

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	332 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 ROSE AVE F, F, DES MOINES, IA 50315-2805

Mortgage

Document Number	0000063049
Date	Jun 16, 2021
Book Page	18590/718
Instrument	2021-00063049

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	332 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 E ROSE AVE, DES MOINES, IA 50315-2805

Mortgage

Document Number	0000063050
Date	Jun 16, 2021
Book Page	18590/724
Instrument	2021-00063050

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 11, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 332 E Rose Ave was $3,006 with exemptions applied.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 Homeowner's exemption Veteran's exemption	$186,100 Land $46,000 Building $140,100	$186,100 Land $46,000 Building $140,100
2024	$3,006.00
2023		$168,400 Land $41,000 Building $127,400	$168,400 Land $41,000 Building $127,400
2020	$2,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 E Rose Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 E Rose Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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